St. Louis County property record for 6392 Morris Thomas Rd E, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,410 sqft · built 1979 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,658 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 530-0010-06272 |
| Primary APN | 530-0010-06272 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,410 sqft Gross Area |
| 1st Floor Area | 1,510 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 2,160 sqft |
| Deck Area | 36 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 926290 |
|---|---|
| Street Address | 6392 MORRIS THOMAS RD |
| City | CLOQUET |
| State | MN |
| Zip | 55720-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | W 330 FT OF NW1/4 OF NE1/4 SERIAL # |
| Legal Range | 16W |
| Legal Township | 50N |
| Legal Section | 34 |
| Legal Subdivision | SOLWAY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | SOLWAY |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 11102 |
6392 Morris Thomas Rd E is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6392 MORRIS THOMAS RD, CLOQUET, MN 55720-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6392 MORRIS THOMAS RD E, CLOQUET, MN 55720-8210 |
| Document Number | 00A1400155 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6392 MORRIS THOMAS RD E CLOQUET MN 557208210, CLOQUET, MN 55720-8210 |
| Document Number | 00A1400155 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | A1400155 |
| Name | CORNERSTONE ST BK |
|---|---|
| Type | Bank |
| Address | CLOQUET, MN 55720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 3, 2036 |
The 2026 property tax bill for 6392 Morris Thomas Rd E was $2,658 with a homeowner's exemption, up 4.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Solway Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,658.00 (+4.15%) Homeowner's exemption | ||
| 2025 | $2,552.00 (+8.32%) Homeowner's exemption | $296,800 (+8.88%) Land $41,300 Building $255,500 | $296,800 (+8.88%) Land $41,300 Building $255,500 |
| 2024 | $2,356.00 | $272,600 Land $39,900 Building $232,700 | $272,600 Land $39,900 Building $232,700 |
| 2022 | $259,100 Land $37,100 Building $222,000 | $259,100 Land $37,100 Building $222,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6392 Morris Thomas Rd E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6392 Morris Thomas Rd E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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