6311 Morris Thomas Rd E, Cloquet, MN 55720 Property Records

St. Louis County property record for 6311 Morris Thomas Rd E, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1965
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$3,614 (2026)
Deeds & Mortgages	May 2019 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-0010-05201`

Property Details

APN / Parcel Number

Primary APN	`530-0010-05201`
Alternative APN	`849189`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	1,008 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	279 sqft
Storage Building	140 sqft
Pole Barn	960 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	849189
Street Address	6311 MORRIS THOMAS RD
City	CLOQUET
State	MN
Zip	55720-8210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	SE1/4 OF SE1/4 OF SE1/4 SERIAL #
Legal Range	16W
Legal Township	50N
Legal Section	27
Legal Subdivision	SOLWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4043
Census Tract	11102

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6311 MORRIS THOMAS RD, CLOQUET, MN 55720-8210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6311 MORRIS THOMAS RD E, CLOQUET, MN 55720-8210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001354461
Date	May 10, 2019
Instrument	1354461

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6311 MORRIS THOMAS RD E, CLOQUET, MN 55720-8210
Document Number	00A1386941
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6311 MORRIS THOMAS RD E CLOQUET MN 557208210, CLOQUET, MN 55720-8210

Mortgage

Document Number	00A1386941
Date	Aug 4, 2020
Instrument	A1386941

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,614.00 (+4.15%) Homeowner's exemption
2025	$3,470.00 (+8.91%) Homeowner's exemption	$388,300 (+8.52%) Land $80,800 Building $307,500	$388,300 (+8.52%) Land $80,800 Building $307,500
2024	$3,186.00	$357,800 (+21.37%) Land $77,700 Building $280,100	$357,800 (+21.37%) Land $77,700 Building $280,100
2022		$294,800 Land $45,200 Building $249,600	$294,800 Land $45,200 Building $249,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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