St. Louis County property record for 6434 Morris Thomas Rd E, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,088 sqft · built 1980 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Jun 2022) |
| Tax Bill | $996 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2022 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 530-0010-06301 |
| Primary APN | 530-0010-06301 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Gross Area |
| 1st Floor Area | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,064 sqft |
| Deck Area | 200 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1132571 |
|---|---|
| Street Address | 6434 MORRIS THOMAS RD |
| City | CLOQUET |
| State | MN |
| Zip | 55720-9265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | E 1/2 OF W 1/2 OF NE 1/4 OF NW 1/4 SERIAL # |
| Legal Range | 16W |
| Legal Township | 50N |
| Legal Section | 34 |
| Legal Subdivision | SOLWAY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | SOLWAY |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 11102 |
6434 Morris Thomas Rd E is owned and occupied by an individual who bought it in June 2022.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6434 MORRIS THOMAS RD, CLOQUET, MN 55720-9265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Conservator's Deed, Transfer · Conventional Mortgage PROCTOR FEDERAL CU |
| May 19, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 19, 2022 | Intrafamily Transfer, Transfer |
| May 19, 2022 | Intrafamily Transfer, Transfer |
| Oct 1, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 18, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Dec 18, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on File |
| Deed Sale | Jun 29, 2022 · Amount on File |
| Prior Sale | Oct 1, 2020 · Amount on File |
| Deed Document Number | 20221446334 |
| Prior Transfer Date | Apr 22, 2022 |
| Prior Transfer Doc | 0001443364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Conservator's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 29, 2022 |
| Property Address | 6434 MORRIS THOMAS RD E, CLOQUET, MN 55720-9265 |
| Document Number | 0001446334 |
| Instrument Date | May 25, 2022 |
| Instrument | 1446334 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $313.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6434 MORRIS THOMAS RD E, CLOQUET, MN 55720-9265 |
| Document Number | 0001446335 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 1446335 |
| Name | PROCTOR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 25, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 19, 2022 |
| Property Address | 6434 MORRIS THOMAS RD E, CLOQUET, MN 55720-9265 |
| Document Number | 0001443366 |
| Instrument Date | May 4, 2022 |
| Instrument | 1443366 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6434 MORRIS THOMAS RD E, CLOQUET, MN 55720-9265 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 19, 2022 |
| Property Address | 6434 MORRIS THOMAS RD E, CLOQUET, MN 55720-9265 |
| Document Number | 0001443365 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 1443365 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6434 MORRIS THOMAS RD E, CLOQUET, MN 55720-9265 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 19, 2022 |
| Property Address | 6434 MORRIS THOMAS RD E, CLOQUET, MN 55720-9265 |
| Document Number | 0001443364 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 1443364 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6434 MORRIS THOMAS RD E, CLOQUET, MN 55720-9265 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 1, 2020 |
| Property Address | 6434 MORRIS THOMAS RD E, CLOQUET, MN 55720-9265 |
| Document Number | 00A1391783 |
| Instrument Date | Aug 8, 2020 |
| Instrument | A1391783 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $314.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6434 MORRIS THOMAS RD E CLOQUET MN 557209265, CLOQUET, MN 55720-9265 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 18, 2018 |
| Property Address | 6434 MORRIS THOMAS RD E, CLOQUET, MN 55720-9265 |
| Document Number | 00A1346816 |
| Instrument Date | Dec 7, 2018 |
| Instrument | A1346816 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 628 CLOQUET MN 557200628, CLOQUET, MN 55720-0628 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 18, 2018 |
| Property Address | 6434 MORRIS THOMAS RD E, CLOQUET, MN 55720-9265 |
| Document Number | 00A1346817 |
| Instrument Date | Dec 4, 2018 |
| Instrument | A1346817 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 628 CLOQUET MN 557200628, CLOQUET, MN 55720-0628 |
The 2026 property tax bill for 6434 Morris Thomas Rd E was $996 with a homeowner's exemption, up 4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Solway Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $996.00 (+3.97%) Homeowner's exemption | ||
| 2025 | $958.00 (+6.44%) Homeowner's exemption | $132,700 (+6.42%) Land $75,800 Building $56,900 | $132,700 (+6.42%) Land $75,800 Building $56,900 |
| 2024 | $900.00 | $124,700 Land $72,900 Building $51,800 | $124,700 Land $72,900 Building $51,800 |
| 2022 | $100,100 Land $50,700 Building $49,400 | $100,100 Land $50,700 Building $49,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6434 Morris Thomas Rd E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6434 Morris Thomas Rd E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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