639 Valley Dr, Vista, CA 92084 Property Records

San Diego County property record for 639 Valley Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,365 sqft · built 1974
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Company Names on Record
Last Sale	$1,400,000 (Feb 2024)
Tax Bill	$16,165 (2025)
Deeds & Mortgages	Feb 2024 Sale Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181-011-06-00`

Property Details

APN / Parcel Number

Primary APN	`181-011-06-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,365 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Tile
Lot Area	26,136 sqft (0.6 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	639 VALLEY DR
City	VISTA
State	CA
Zip	92084-6438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 23 POR TR 002171
Legal Subdivision	AVOCADO HEIGHTS
Legal Tract	002171
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2013
Census Tract	19602

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	639 VALLEY DR, VISTA, CA 92084-6438
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Grant Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Jun 13, 2017	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Jan 20, 2016 · Amount on Record
Deed Document Number	202450259
Prior Transfer Date	Nov 22, 1996
Prior Transfer Doc	0000603684
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 29, 2024
Property Address	639 VALLEY DR, VISTA, CA 92084-6438
Document Number	0000050259
Map Reference	MAP 2171
Instrument Date	Feb 22, 2024
Instrument	2024-0050259
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	639 VALLEY DR, VISTA, CA 92084-6438

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	639 VALLEY DR, VISTA, CA 92084-6438
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000264545
Date	Jun 13, 2017
Instrument	2017-0264545

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,456,560 (+2%) Land $1,040,400 Building $416,160
2025	$16,165.00 (+81.1%)	$1,428,000 (+72.19%) Land $1,020,000 Building $408,000
2023	$8,926.00 (+0.27%) Homeowner's exemption	$829,296 Land $555,399 Building $273,897
2022	$8,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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