637 Valley Dr, Vista, CA 92084 Property Records

San Diego County property record for 637 Valley Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1960
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Trust Names on File
Last Sale	$620,000 (Dec 2017)
Tax Bill	$7,925 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181-011-02-00`

Property Details

APN / Parcel Number

Primary APN	`181-011-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,850 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	637 VALLEY DR
City	VISTA
State	CA
Zip	92084-6438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 23 POR TR 002171
Legal Subdivision	AVOCADO HEIGHTS
Legal Tract	002171
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2013
Census Tract	19602

Owner

637 Valley Dr is owner-occupied and held in a trust since November 2023.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	637 VALLEY DR, VISTA, CA 92084-6438
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer
Dec 27, 2023	Intrafamily Transfer, Transfer
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 15, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 15, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Prior Sale	May 7, 2004 · Amount on File
Deed Document Number	2017588176
Last Transfer Date	Nov 4, 2023
Transfer Doc	0000353963
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2023
Property Address	637 VALLEY DR, VISTA, CA 92084-6438
Document Number	0000353963
Map Reference	MAP 2171
Instrument Date	Nov 4, 2023
Instrument	2023-0353963
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 VALLEY DR, VISTA, CA 92084-6438

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2023
Property Address	637 VALLEY DR, VISTA, CA 92084-6438
Document Number	0000353964
Map Reference	MAP 2171
Instrument Date	Nov 4, 2023
Instrument	2023-0353964
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 VALLEY DR, VISTA, CA 92084-6438

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	637 VALLEY DR, VISTA, CA 92084-6438
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 VALLEY DR, VISTA, CA 92084-6438

Mortgage

Document Number	0000494786
Date	Jul 9, 2021
Instrument	2021-0494786

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2017
Property Address	637 VALLEY DR, VISTA, CA 92084-6438
Document Number	0000588176
Map Reference	MAP2171
Instrument Date	Dec 12, 2017
Instrument	2017-0588176
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 VALLEY DR, VISTA, CA 92084-6438

Mortgage

Document Number	0000588177
Date	Dec 15, 2017
Instrument	2017-0588177

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2017
Property Address	637 VALLEY DR, VISTA, CA 92084-6438
Document Number	0000588175
Instrument Date	Dec 12, 2017
Instrument	588175
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	637 VALLEY DR VISTA CA 920846438, VISTA, CA 92084-6438

Tax Assessment & Valuation

The 2025 property tax bill for 637 Valley Dr was $7,925 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$719,557 (+2%) Land $313,355 Building $406,202
2025	$7,925.00 Homeowner's exemption	$705,449 Land $307,211 Building $398,238
2023	$7,290.00 (+0.28%) Homeowner's exemption	$678,058 Land $295,283 Building $382,775
2022	$7,270.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 637 Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Valley Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Valley Dr

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