639 Matthews Rd, Pilot Mountain, NC 27041 Property Records

Surry County property record for 639 Matthews Rd, Pilot Mountain, NC 27041

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,718 sqft · built 2016
Lot Size	19.5 acres (852,905 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (Jan 2016)
Tax Bill	$3,747 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5967-03-32-8130`

Property Details

APN / Parcel Number

Primary APN	`5967-03-32-8130`
Alternative APN	`100095257`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,718 sqft Living Area
Basement Area	2,450 sqft
Unfinished Basement	2,450 sqft
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	852,905 sqft (19.5 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	848 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100095257
Street Address	639 MATTHEWS RD
City	PILOT MOUNTAIN
State	NC
Zip	27041-8697
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	PB 32 PG 76
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	2
Census Block	2050
Census Tract	930102

Owner

Source: Surry County records · APN 5967-03-32-8130

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	639 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage ALLEGACY FCU
May 23, 2017	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Jul 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Feb 27, 2026	Warranty Deed, Transfer
May 23, 2017	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Jan 05, 2016	Warranty Deed, Transfer CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 2016 · Amount on Record
Deed Sale	Jan 05, 2016 · Amount on Record
Deed Document Number	0015430528
Deed Book / Page	1543 / 0528
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	639 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8697
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001856/915
Date	May 30, 2023
Book Page	1856/915
Instrument	705916

Lender

Name	ALLEGACY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	639 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8697
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01594/1054
Date	May 23, 2017
Book Page	1594/1054

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	639 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8697
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01563/0567
Date	Jul 28, 2016
Book Page	1563/0567

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 01, 2047

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Feb 27, 2026
Property Address	639 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8697
Document Number	001965/238
Book / Page	1965 / 238
Instrument Date	Feb 27, 2026
Instrument	731764
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8697

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	639 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8697
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1594/1054
Date	May 23, 2017
Book Page	1594/1054

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jan 05, 2016
Property Address	639 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8697
Document Number	01543/0528
Book / Page	1543 / 0528
Map Reference	MB32 PG76
Instrument Date	Dec 30, 2015
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 GAINSWOOD DR, MOORESVILLE, NC 28117-9273

Mortgage

Document Number	0015430536
Date	Jan 05, 2016
Instrument	1543/0536

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,747.00 (+15.43%)	$676,940 (+15.11%) Land $115,050 Building $561,890	$676,940 (+15.11%) Land $115,050 Building $561,890
2023	$3,246.00	$588,070 Land $115,050 Building $473,020	$588,070 Land $115,050 Building $473,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surry Telephone Membership Fiber	1,000 / 1,000

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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