433 Matthews Rd, Pilot Mountain, NC 27041 Property Records

Surry County property record for 433 Matthews Rd, Pilot Mountain, NC 27041

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,126 sqft · built 2016
Lot Size	10.2 acres (444,312 sqft)
Owner	Individual Name on Record
Last Sale	$324,500 (Jan 2020)
Tax Bill	$2,220 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5967-03-33-0586`

Property Details

APN / Parcel Number

Primary APN	`5967-03-33-0586`
Alternative APN	`100115481`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,126 sqft Living Area
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	444,312 sqft (10.2 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100115481
Street Address	433 MATTHEWS RD
City	PILOT MOUNTAIN
State	NC
Zip	27041-8143
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	PB 32 PG 121
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	2
Census Block	2050
Census Tract	930102

Owner

Source: Surry County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	433 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2017	Deed of Trust, Mortgage · VA Mortgage POTOMAC MORTGAGE GROUP LLC
Jul 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST COMMUNITY BANK
Jan 8, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on Record
Deed Sale	Jan 8, 2020 · Amount on Record
Prior Sale	Apr 21, 2016 · Amount on Record
Deed Document Number	0016950291
Deed Book / Page	1695 / 0291
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	433 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8143
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01582/0989
Date	Jan 31, 2017
Book Page	1582/0989
Instrument	642229

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	433 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8143
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001771/568
Date	Jul 21, 2021
Book Page	1771/568
Instrument	686152

Lender

Name	1ST COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jan 8, 2020
Property Address	433 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8143
Document Number	001695/291
Book / Page	1695 / 291
Instrument Date	Jan 6, 2020
Instrument	669376
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8143

Mortgage

Document Number	001695/297
Date	Jan 8, 2020
Book Page	1695/297
Instrument	669377

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Surry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,220.00 (+24.65%)	$396,920 (+22.98%) Land $66,830 Building $330,090	$396,920 (+22.98%) Land $66,830 Building $330,090
2023	$1,781.00	$322,750 Land $66,830 Building $255,920	$322,750 Land $66,830 Building $255,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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