405 Matthews Rd, Pilot Mountain, NC 27041 Property Records

Surry County property record for 405 Matthews Rd, Pilot Mountain, NC 27041

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 3,408 sqft · built 2009
Lot Size	2.47 acres (107,593 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Jan 2021)
Tax Bill	$2,921 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5967-03-34-0172`

Property Details

APN / Parcel Number

Primary APN	`5967-03-34-0172`
Alternative APN	`100118764`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,408 sqft Living Area
1st Floor Area	2,356 sqft
Basement Area	1,280 sqft
Finished Basement	1,280 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gambrel
Roof Material	Metal
Lot Area	107,593 sqft (2.47 acres)
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	560 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100118764
Street Address	405 MATTHEWS RD
City	PILOT MOUNTAIN
State	NC
Zip	27041-8143
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	TRACT 2
Legal Subdivision	MATTHEWS ROAD-HILL SUD-DIV
Legal Tract	2
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	2
Census Block	2050
Census Tract	930102

Owner

405 Matthews Rd, a rural home, is owned and occupied by an individual who bought it in January 2021.

Source: Surry County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	405 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage STATE EMPLOYEES CU
Jan 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Aug 25, 2015 · Amount on File
Deed Document Number	2021680126
Deed Book / Page	1744 / 230
Prior Transfer Date	Mar 16, 2010
Prior Transfer Doc	01321/0131
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	405 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8143
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001880/577
Date	Jan 10, 2024
Book Page	1880/577
Instrument	712358

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jan 20, 2021
Property Address	405 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8143
Document Number	001744/230
Book / Page	1744 / 230
Instrument Date	Jan 19, 2021
Instrument	680126
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MATTHEWS RD, PILOT MOUNTAIN, NC 27041-8143

Mortgage

Document Number	0000680127
Date	Jan 20, 2021
Instrument	680127

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 405 Matthews Rd was $2,921, up 6.5% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,921.00 (+6.49%)	$402,590 (-16.54%) Land $29,640 Building $372,950	$402,590 (-16.54%) Land $29,640 Building $372,950
2025	$2,743.00	$482,370 Land $29,640 Building $452,730	$482,370 Land $29,640 Building $452,730
2023	$252.00	$402,590 Land $29,640 Building $372,950	$402,590 Land $29,640 Building $372,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Matthews Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Matthews Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Matthews Rd

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