Kane County property record for 638 Slate Run, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on File |
| Last Sale | $456,000 (Jul 2022) |
| Tax Bill | $12,012 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Dec 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-12-225-003 |
| Primary APN | 05-12-225-003 |
|---|
| Lot Area | 12,632 sqft (0.29 acres) |
|---|
| Street Address | 638 SLATE RUN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD C LT 506 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 506 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 850711 |
638 Slate Run is owned by a company that bought it in July 2022 and is owner-occupied.
Source: Kane County records, as of July 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1827 E LINCOLN HWY, DEKALB, IL 60115-3958 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 8, 2021 | Deed of Trust, Mortgage · Line of Credit THE HARVARD STATE BANK |
| May 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 11, 2022 | Warranty Deed, Transfer · FHA Mortgage LOWER LLC |
| Sep 24, 2021 | Special Warranty Deed, Transfer CHICAGO TITLE COMPANY, CTIC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on File |
| Deed Sale | Jul 11, 2022 · Amount on File |
| Prior Sale | Sep 24, 2021 · Amount on File |
| Deed Document Number | 202235344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 638 SLATE RUN, ELGIN, IL 60124-5703 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 638 SLATE RUN, ELGIN, IL 60124-5703 |
| Document Number | 0000015442 |
|---|---|
| Date | May 9, 2024 |
| Instrument | 2024K015442 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 638 SLATE RUN, ELGIN, IL 60124-5703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 638 SLATE RUN, ELGIN, IL 60124-5703 |
| Document Number | 0000043262 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023K043262 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 638 SLATE RUN, ELGIN, IL 60124-5703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | AF TITLE COMPANY, FOX TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000084018 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2021K084018 |
| Name | THE HARVARD STATE BANK |
|---|---|
| Type | Bank |
| Address | HARVARD, IL 60033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Mar 22, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 638 SLATE RUN, ELGIN, IL 60124-5703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 638 SLATE RUN, ELGIN, IL 60124-5703 |
| Document Number | 0000015189 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 2023K015189 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 11, 2022 |
| Property Address | 638 SLATE RUN, ELGIN, IL 60124-5703 |
| Document Number | 0000035344 |
| Map Reference | DOC 2006K120181 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022K035344 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | NOT AVAILABLE, ATTORNEYS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $456.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1827 E LINCOLN HWY # HWY1, HWY1, DEKALB, IL 60115-3958 |
| Name | Verified Name |
|---|---|
| Address | 638 SLATE RUN, ELGIN, IL 60124-5703 |
| Document Number | 0000035345 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022K035345 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 24, 2021 |
| Property Address | 638 SLATE RUN, ELGIN, IL 60124-5703 |
| Document Number | 0000072768 |
| Map Reference | DOC 2006K120181 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 2021K072768 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CTIC |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1827 E LINCOLN HWY # 1, 1, DEKALB, IL 60115-3958 |
The 2025 property tax bill for 638 Slate Run was $12,012 with a homeowner's exemption.
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,012.00 Homeowner's exemption | ||
| 2024 | $153,070 Land $29,480 Building $123,590 | $459,394 Land $88,475 Building $370,918 | |
| 2022 | $7,891.00 Homeowner's exemption | $86,739 (+59,310.27%) Land $24,917 Building $61,822 | $260,217 (+59,310.27%) Land $74,751 Building $185,466 |
| 2021 | $146 Land $146 | $438 Land $438 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 638 Slate Run in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 638 Slate Run has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures