Kane County property record for 636 Slate Run, Elgin, IL 60124
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $739,000 (Mar 2026) |
| Tax Bill | $1,945 (2025) |
| Deeds & Mortgages | Jun 2025 Construction Loan Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-12-225-002 |
| Primary APN | 05-12-225-002 |
|---|
| Lot Area | 11,326 sqft (0.26 acres) |
|---|
| Street Address | 636 SLATE RUN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5703 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD C LT 507 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 507 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 850711 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1987 MILDRED RD, WESTFIELD, IN 46074-7988 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 11, 2025 | Deed of Trust, Mortgage · Construction Mortgage 1ST FINANCIAL BANK USA |
| Mar 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Feb 18, 2025 | Warranty Deed, Transfer · Line of Credit ILLINOIS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on Record |
| Deed Sale | Mar 10, 2026 · Amount on Record |
| Prior Sale | Feb 18, 2025 · Amount on Record |
| Deed Document Number | 20269481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 636 SLATE RUN, ELGIN, IL 60124-5703 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000021292 |
|---|---|
| Date | Jun 11, 2025 |
| Instrument | 2025K021292 |
| Name | 1ST FINANCIAL BANK USA |
|---|---|
| Type | Bank |
| Address | NORTH SIOUX CITY, SD 57049 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 23 Months |
| Due | May 18, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 10, 2026 |
| Property Address | 636 SLATE RUN, ELGIN, IL 60124-5703 |
| Document Number | 0000009481 |
| Map Reference | DOC 2006K120181 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 2026K009481 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | FSBO TITLE COMPANY, FOX TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $739.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1690 AFTON RD, SYCAMORE, IL 60178-3253 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 636 SLATE RUN, ELGIN, IL 60124-5703 |
| Document Number | 0000009482 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026K009482 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 18, 2025 |
| Property Address | 636 SLATE RUN, ELGIN, IL 60124-5703 |
| Document Number | 0000005867 |
| Map Reference | DOC 2006K120181 |
| Instrument Date | Jan 22, 2025 |
| Instrument | 2025K005867 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2025 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $67.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1690 AFTON RD, SYCAMORE, IL 60178-3253 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005868 |
|---|---|
| Date | Feb 18, 2025 |
| Instrument | 2025K005868 |
| Name | ILLINOIS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,945.00 (-4.19%) | ||
| 2024 | $2,030.00 (-11.78%) | $23,584 (-3.01%) Land $23,584 | $70,780 (-2.97%) Land $70,780 |
| 2022 | $2,301.00 (-0.69%) | $24,316 (+3.51%) Land $24,316 | $72,948 (+3.51%) Land $72,948 |
| 2021 | $2,317.00 | $23,491 Land $23,491 | $70,473 Land $70,473 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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