633 Slate Run, Elgin, IL 60124 Property Records

Kane County property record for 633 Slate Run, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$484,000 (Apr 2024)
Tax Bill$11,607 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Sep 2020 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN05-12-210-002

Property Details

APN / Parcel Number

Primary APN05-12-210-002

Exterior

Year BuiltBuilt 2020
Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Street Address633 SLATE RUN
CityELGIN
StateIL
Zip60124-5703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS NEIGHBORHOOD C LT 508
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number508
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2064
Census Tract850711

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3055 HUGHSDALE ST, ELGIN, IL 60124-8942
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2024Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
Sep 29, 2020Deed of Trust, Mortgage · Line of Credit
HEARTLAND BANK & TRUST CO
Apr 20, 2022Warranty Deed, Transfer · FHA Mortgage
LOWER LLC
Jul 12, 2022Re-recorded Document · FHA Mortgage
LOWER LLC
Mar 4, 2020Quit Claim Deed, Transfer
FINNEY HOMES LLC
Aug 2, 2019Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2024 · Amount on Record
Deed SaleApr 5, 2024 · Amount on Record
Prior SaleJul 12, 2022 · Amount on Record
Deed Document Number202411186
Prior Transfer DateDec 20, 2019
Prior Transfer Doc0000011536
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 5, 2024
Property Address633 SLATE RUN, ELGIN, IL 60124-5703
Document Number0000011186
Map ReferenceDOC 2006K120181
Instrument DateApr 4, 2024
Instrument2024K011186
Transaction TypeTransfer
Record UpdatedApr 12, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$484.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address633 SLATE RUN, ELGIN, IL 60124-5703

Mortgage

Document Number0000011187
DateApr 5, 2024
Instrument2024K011187
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054
Interest
Rate TypeFixed Rate
Rate7.12%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address633 SLATE RUN, ELGIN, IL 60124-5703
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057003
DateSep 29, 2020
Instrument2020K057003
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressSYCAMORE, IL 60178
Agreement
TypeLine of Credit
AmountAmount Recorded
Term35 Months
DueAug 26, 2023

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 20, 2022
Property Address633 SLATE RUN, ELGIN, IL 60124-5703
Document Number0000021302
Map ReferenceDOC 2006K120181
Instrument DateJan 18, 2022
Instrument2022K021302
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$417.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1827 E LINCOLN HWY # HWY1, HWY1, DEKALB, IL 60115-3958

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address633 SLATE RUN, ELGIN, IL 60124-5703

Mortgage

Document Number0000021303
DateApr 20, 2022
Instrument2022K021303
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2052

July 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionKANE IL
Recording DateJul 12, 2022
Property Address633 SLATE RUN, ELGIN, IL 60124-5703
Document Number0000035582
Map ReferenceDOC 2006K120181
Instrument DateJan 18, 2022
Instrument2022K035582
Record UpdatedAug 29, 2023
Title CompanyAF TITLE COMPANY, FOX TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1827 E LINCOLN HWY # HWY1, HWY1, DEKALB, IL 60115-3958

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address633 SLATE RUN, ELGIN, IL 60124-5703

Mortgage

Document Number0000035583
DateJul 12, 2022
Instrument2022K035583
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate
Rate3.25%

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMar 4, 2020
Property Address633 SLATE RUN, ELGIN, IL 60124-5703
Document Number0000011536
Map ReferenceDOC 2006K120181
Instrument DateDec 20, 2019
Instrument2020K011536
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyFOX TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$73.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1827 E LINCOLN HWY, DEKALB, IL 60115-3958
InvestorPossibly a Property Investor

Mortgage

Document Number0000011538
DateMar 4, 2020
Instrument2020K011538
Lender
NameFINNEY HOMES LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term5 Months
DueJul 31, 2020

Mortgage

Document Number0000011537
DateMar 4, 2020
Instrument2020K011537
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressSYCAMORE, IL 60178
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateAug 2, 2019
Property Address633 SLATE RUN, ELGIN, IL 60124-5703
Document Number0000034448
Instrument DateJul 30, 2019
Instrument34448
Transaction TypeTransfer
Record UpdatedAug 12, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$102.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address961 HAMILTON DR SYCAMORE IL 601789522, SYCAMORE, IL 60178-9522

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,607.00 (-3.83%)$159,699 (+7.79%) Land $31,776 Building $127,923$479,289 (+7.79%) Land $95,366 Building $383,923
2024$12,069.00 (+6.64%) Homeowner's exemption$148,158 (+18.53%) Land $29,480 Building $118,678$444,652 (+18.58%) Land $88,475 Building $356,176
2022$11,318.00 (+317.18%) Homeowner's exemption$124,995 (+354.36%) Land $28,476 Building $96,519$374,985 (+354.36%) Land $85,428 Building $289,557
2021$2,713.00$27,510 Land $27,510$82,530 Land $82,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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