Orange County property record for 638 Fortanini Cir, Ocoee, FL 34761
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,658 sqft · built 2016 |
| Lot Size | 0.44 acres (1,919 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jan 2018) |
| Tax Bill | $4,090 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-28-8657-01-540 |
| Primary APN | 06-22-28-8657-01-540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 2,185 sqft |
| 1st Floor Area | 821 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,919 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 103 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 638 FORTANINI CIR |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-5077 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD-HD |
| Legal Description | TOWNS OF WESTYN BAY 60/100 LOT 154 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 06 |
| Legal Subdivision | TOWNS OF WESTYN BAY |
| Legal Tract | 8657 |
| Legal Block | 1 |
| Legal Lot Number | 154 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 17506 |
638 Fortanini Cir, a townhouse, is owned and occupied by an individual who bought it in January 2018.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 638 FORTANINI CIR, OCOEE, FL 34761-5077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2018 · Amount on File |
| Deed Sale | Jan 26, 2018 · Amount on File |
| Prior Sale | Apr 18, 2016 · Amount on File |
| Deed Document Number | 201853145 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 638 FORTANINI CIR, OCOEE, FL 34761-5077 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 638 FORTANINI CIR, OCOEE, FL 34761-5077 |
| Document Number | 20210552029 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 20210552029 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 26, 2018 |
| Property Address | 638 FORTANINI CIR, OCOEE, FL 34761-5077 |
| Document Number | 0000053145 |
| Map Reference | MB 60 PG 100-102 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 20180053145 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | PREMIER ALLIANCE TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 965 OASIS PALM CIR APT 6110, 965, OCOEE, FL 34761-3405 |
| Name | Verified Name |
|---|---|
| Address | 638 FORTANINI CIR, OCOEE, FL 34761-5077 |
| Document Number | 0000053146 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 20180053146 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 638 Fortanini Cir was $4,090, up 6.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,470 (+2.7%) | $307,680 (-1.24%) Land $50,000 Building $257,680 | |
| 2025 | $4,090.00 (+6.57%) Homeowner's exemption | $267,254 | $311,530 Land $50,000 Building $261,530 |
| 2024 | $3,838.00 (+3.62%) | ||
| 2023 | $3,704.00 (+2.97%) Homeowner's exemption | $252,157 (+3%) | $291,588 (+19.11%) Land $50,000 Building $241,588 |
| 2022 | $3,597.00 Homeowner's exemption | $244,813 Land $42,000 Building $202,813 | $244,813 Land $42,000 Building $202,813 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Fortanini Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Fortanini Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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