Clermont County property record for 634 Ellen Dr, Cincinnati, OH 45255 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,143 sqft · built 2001 |
| Lot Size | 0.418 acres (18,208 sqft) |
| Owner | Company Name on File |
| Last Sale | $351,700 (May 2021) |
| Tax Bill | $6,063 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-16E-242 |
| Primary APN | 41-32-16E-242 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,143 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Attic | Attic |
| Attic Area | 528 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 18,208 sqft (0.418 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 643 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 634 ELLEN DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMBER RIDGE; LOT 4 |
| Legal Subdivision | AMBER RIDGE |
| Legal Lot Number | 4 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 41201 |
Source: Clermont County records · APN 41-32-16E-242
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1850 PARKWAY PL SE, 900, MARIETTA, GA 30067-8261 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| May 07, 2021 | Warranty Deed, Transfer |
| Jan 29, 2018 | Deed of Trust, Mortgage · ARM CINFED FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2021 · Amount on Record |
| Deed Sale | May 07, 2021 · Amount on Record |
| Prior Sale | Jul 11, 2006 · Amount on Record |
| Deed Document Number | 202115002 |
| Deed Book / Page | 2879 / 5133 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 634 ELLEN DR, CINCINNATI, OH 45255-4917 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028303 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 2892/5807 |
| Instrument | 202100028303 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 09, 2026 |
| Index | 5-Year CMT |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 07, 2021 |
| Property Address | 634 ELLEN DR, CINCINNATI, OH 45255-4917 |
| Document Number | 0000015002 |
| Book / Page | 2879 / 5133 |
| Map Reference | CAB 9 PG 43&44 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 202100015002 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 634 ELLEN DR, CINCINNATI, OH 45255-4917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002131 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 201800002131 |
| Name | CINFED FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Margin | 2 |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,063.00 (-48.21%) | $117,710 (-) Land $20,900 Building $96,810 | |
| 2024 | $336,300 (-) Land $59,700 Building $276,600 | ||
| 2023 | $11,707.00 (+136.51%) | $117,710 (+41.67%) Land $20,900 Building $96,810 | $336,300 (+41.66%) Land $59,700 Building $276,600 |
| 2022 | $4,950.00 | $83,090 Land $14,700 Building $68,390 | |
| 2020 | $237,400 Land $42,000 Building $195,400 |
Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250412012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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