638 E Osterhout Ave, Portage, MI 49002 Property Records

Kalamazoo County property record for 638 E Osterhout Ave, Portage, MI 49002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,227 sqft · built 1990
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Dec 2019)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00034-150-A`

Property Details

APN / Parcel Number

Primary APN	`10-00034-150-A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,227 sqft Living Area
1st Floor Area	1,341 sqft
Basement Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Lot Area	73,181 sqft (1.68 acres)
Lot Dimensions	500 ft deep x 146 ft wide
Garage Area	1,924 sqft
Parking Spaces	7 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	638 E OSTERHOUT AVE
City	PORTAGE
State	MI
Zip	49002-7159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	SECTION 34-3-11 COM AT THE W 1/4 POST OF SEC 34, TH E ALG E/W 1/4 LI 1696.45 FT TO POB, TH CONT E 146.76 FT, TH S 533 FT, TH
Legal Range	11
Legal Township	03
Legal Section	34
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2011
Census Tract	2103

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	638 E OSTERHOUT AVE, PORTAGE, MI 49002-7159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Prior Sale	Nov 4, 2009 · Amount on Record
Deed Document Number	201936298
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 3, 2019
Property Address	638 E OSTERHOUT AVE, PORTAGE, MI 49002-7159
Document Number	2019036298
Instrument Date	Nov 22, 2019
Instrument	2019-036298
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	METRO ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 E OSTERHOUT AVE, 638, PORTAGE, MI 49002-7159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 TAMARACK TER, COLOMA, MI 49038-9472

Mortgage

Document Number	2019036299
Date	Dec 3, 2019
Instrument	2019-036299

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,700	$679,400
2025	Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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