576 E Osterhout Ave, Portage, MI 49002 Property Records

Kalamazoo County property record for 576 E Osterhout Ave, Portage, MI 49002

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,251 sqft · built 1990
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jun 2020)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00034-150-D`

Property Details

APN / Parcel Number

Primary APN	`10-00034-150-D`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	2,251 sqft Living Area
1st Floor Area	2,251 sqft
Basement Area	1,208 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	220,414 sqft (5.06 acres)
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	576 E OSTERHOUT AVE
City	PORTAGE
State	MI
Zip	49002-7160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	SECTION 34-3-11 COM AT THE W 1/4 POST OF SEC 34, THE E ALG E/W 1/4 LI 1498.45 FT FOR POB, TH CONT E 66 FT, TH S 1433 FT, TH E
Legal Range	11
Legal Township	03
Legal Section	34
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2007
Census Tract	2103

Owner

576 E Osterhout Ave is owned and occupied by two individuals who bought it in June 2020.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	576 E OSTERHOUT AVE, PORTAGE, MI 49002-7160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 18, 2020	Warranty Deed, Transfer METRO ADVANTAGE TITLE
Apr 29, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Prior Sale	Jun 1, 2015 · Amount on File
Deed Document Number	202018955
Prior Transfer Date	Apr 7, 2019
Prior Transfer Doc	2019011757
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	576 E OSTERHOUT AVE, PORTAGE, MI 49002-7160
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020017081
Date	Jun 3, 2020
Instrument	2020-017081

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	576 E OSTERHOUT AVE, PORTAGE, MI 49002-7160
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019030684
Date	Oct 15, 2019
Instrument	2019-030684

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 18, 2020
Property Address	576 E OSTERHOUT AVE, PORTAGE, MI 49002-7160
Document Number	2020018955
Instrument Date	Jun 1, 2020
Instrument	2020-018955
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	METRO ADVANTAGE TITLE

Transaction

Amount	Amount on Record
Tax	$3,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	576 E OSTERHOUT AVE, 576, PORTAGE, MI 49002-7160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 E OSTERHOUT AVE, PORTAGE, MI 49002-7160

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 29, 2019
Property Address	576 E OSTERHOUT AVE, PORTAGE, MI 49002-7160
Document Number	2019011757
Instrument Date	Apr 7, 2019
Instrument	2019-011757
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	576 E OSTERHOUT AVE, 576, PORTAGE, MI 49002-7160

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	576 E OSTERHOUT AVE, PORTAGE, MI 49002-7160

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,300 (+4.47%)	$640,600 (+4.47%)
2025	Homeowner's exemption	$306,600	$613,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 576 E Osterhout Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 576 E Osterhout Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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