705 E Osterhout Ave, Portage, MI 49002 Property Records

Kalamazoo County property record for 705 E Osterhout Ave, Portage, MI 49002

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,482 sqft · built 1995
Lot Size	2.27 acres (98,881 sqft)
Owner	Trust Name on File
Last Sale	$268,000 (Feb 2015)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-00034-120-B`

Property Details

APN / Parcel Number

Primary APN	`10-00034-120-B`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,482 sqft Living Area
1st Floor Area	1,692 sqft
Basement Area	1,692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	98,881 sqft (2.27 acres)
Lot Dimensions	688 ft deep x 66 ft wide
Garage Area	1,304 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	705 E OSTERHOUT AVE
City	PORTAGE
State	MI
Zip	49002-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	SEC 34-3-11 BEG 551.46 FT W OF C 1/4 POST SEC 34, TH CONT W 66 FT, TH N 338.88 FT, TH W 128.54 FT, TH N 381.64 FT, TH E
Legal Range	11
Legal Township	03
Legal Section	34
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3004
Census Tract	2104

Owner

705 E Osterhout Ave is owner-occupied and held in a trust since February 2015.

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	705 E OSTERHOUT AVE, PORTAGE, MI 49002-7126
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 31, 2023	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2015 · Amount on File
Deed Sale	Feb 12, 2015 · Amount on File
Deed Document Number	20153988
Prior Transfer Date	Mar 23, 2011
Prior Transfer Doc	2011008984
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	705 E OSTERHOUT AVE, PORTAGE, MI 49002-7126
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025023988
Date	Sep 17, 2025
Instrument	2025-023988

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 15, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jan 31, 2023
Property Address	705 E OSTERHOUT AVE, PORTAGE, MI 49002-7126
Document Number	2023002427
Instrument Date	Jan 17, 2022
Instrument	2023-002427
Record Updated	Feb 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	705 E OSTERHOUT AVE, PORTAGE, MI 49002-7126

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,400 (+11.13%)	$672,800 (+11.13%)
2025	Homeowner's exemption	$302,700	$605,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 E Osterhout Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 E Osterhout Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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