Charles County property record for 638 Currant Ct, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,920 sqft · built 1996 |
| Lot Size | 0.073 acres (3,164 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,900 (Aug 2019) |
| Tax Bill | $10,144 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-058762 |
| Primary APN | 01-058762 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,164 sqft (0.073 acres) |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 058762 |
|---|---|
| Street Address | 638 CURRANT CT |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3264 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 17A PLAT 1 HICKORY RIDGE SUB TOWN OF LA PLATA |
| Legal Subdivision | HICKORY RIDGE SUB |
| Legal Block | 2 |
| Legal Lot Number | 17A |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 851004 |
638 Currant Ct, a townhouse, is owned and occupied by an individual who bought it in August 2019.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 638 CURRANT CT, LA PLATA, MD 20646-3264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2019 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jun 29, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on File |
| Deed Sale | Aug 23, 2019 · Amount on File |
| Prior Sale | Jun 28, 1996 · Amount on File |
| Deed Book / Page | 10755 / 88 |
| Prior Transfer Date | Mar 14, 2018 |
| Prior Transfer Doc | 0103170193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 23, 2019 |
| Property Address | 638 CURRANT CT, LA PLATA, MD 20646-3264 |
| Document Number | 0107550088 |
| Book / Page | 10755 / 088 |
| Map Reference | MB 46 PL 67 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | BUYER S TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,899.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 638 CURRANT CT, LA PLATA, MD 20646-3264 |
| Document Number | 10755093 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 10755/093 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 29, 2018 |
| Property Address | 638 CURRANT CT, LA PLATA, MD 20646-3264 |
| Document Number | 0103170193 |
| Book / Page | 010317 / 000193 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 15086 SYCAMORE HILLS PL HAYMARKET VA 201693122, HAYMARKET, VA 20169-3122 |
The 2025 property tax bill for 638 Currant Ct was $10,144 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,100 (+7.11%) Land $85,000 Building $269,100 | $354,100 (-) Land $85,000 Building $269,100 | |
| 2025 | $10,144.00 Homeowner's exemption | $330,600 | $354,100 Land $85,000 Building $269,100 |
| 2023 | $4,291.00 Homeowner's exemption | $283,600 Land $85,000 Building $198,600 | $283,600 Land $85,000 Building $198,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Currant Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Currant Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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