642 Currant Ct, La Plata, MD 20646 Property Records

Charles County property record for 642 Currant Ct, La Plata, MD 20646

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,872 sqft · built 1995
Lot Size0.045 acres (1,960 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Dec 2021)
Tax Bill$9,830 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN01-058746

Property Details

APN / Parcel Number

Primary APN01-058746
Alternative APNs
  • 1058746
  • 058746

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,872 sqft Living Area
1st Floor Area1,032 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,960 sqft (0.045 acres)
Deck Area271 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number058746
Street Address642 CURRANT CT
CityLA PLATA
StateMD
Zip20646-3264
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 15A PLAT 1 HICKORY RIDGE SUB TOWN OF LA PLATA
Legal SubdivisionHICKORY RIDGE SUB
Legal Block2
Legal Lot Number15A
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2011
Census Tract851004

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address642 CURRANT CT, LA PLATA, MD 20646-3264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 2, 2018Grant Deed, Transfer
FOOTE TITLE GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Prior SaleMay 2, 2018 · Amount on Record
Deed Book / Page12274 / 59
Record UpdatedOct 29, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateDec 13, 2021
Property Address642 CURRANT CT, LA PLATA, MD 20646-3264
Document Number0122740059
Book / Page12274 / 59
Map ReferenceMB 46 FO 67
Instrument DateNov 23, 2021
Transaction TypeTransfer
Record UpdatedOct 13, 2023
Title CompanyBUYERS TITLE, BUYERS TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,587.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address642 CURRANT CT, LA PLATA, MD 20646-3264

Mortgage

Document Number0001227463
DateDec 13, 2021
Instrument12274/63
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateMay 2, 2018
Property Address642 CURRANT CT, LA PLATA, MD 20646-3264
Document Number0102490324
Book / Page010249 / 000324
Instrument DateMar 30, 2018
Transaction TypeTransfer
Record UpdatedMay 29, 2018
Title CompanyFOOTE TITLE GROUP

Transaction

AmountAmount Recorded
Tax$267.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address642 CURRANT CT LA PLATA MD 206463264, LA PLATA, MD 20646-3264

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$343,400 (+33.1%) Land $85,000 Building $258,400$343,400 (+33.1%) Land $85,000 Building $258,400
2025$9,830.00 (+151.66%)
2023$3,906.00$258,000 Land $85,000 Building $173,000$258,000 Land $85,000 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LA PLATA
serves 11,535 people · EPA ID MD0080025
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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