628 Currant Ct, La Plata, MD 20646 Property Records

Charles County property record for 628 Currant Ct, La Plata, MD 20646

Property Summary

Property Type	Townhouse
Details	3 ba · 1,760 sqft · built 1998
Lot Size	0.045 acres (1,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jun 2022)
Tax Bill	$9,471 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-058851`

Property Details

APN / Parcel Number

Primary APN	`01-058851`
Alternative APNs	`1058851` `058851`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,960 sqft (0.045 acres)
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	058851
Street Address	628 CURRANT CT
City	LA PLATA
State	MD
Zip	20646-3274
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 22A PLAT 2 HICKORY RIDGE SUB TOWN OF LA PLATA
Legal Subdivision	HICKORY RIDGE SUB
Legal Block	2
Legal Lot Number	22A
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2011
Census Tract	851004

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 CURRANT CT, LA PLATA, MD 20646-3274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Intrafamily Transfer, Transfer
Jun 14, 2022	Deed, Transfer · USDA Mortgage WATERSTONE MORTGAGE CORP
Jan 11, 2017	Deed of Trust, Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Oct 5, 2007 · Amount on Record
Deed Book / Page	12592 / 458
Last Transfer Date	Sep 8, 2025
Transfer Doc	0138270094
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Oct 16, 2025
Property Address	628 CURRANT CT, LA PLATA, MD 20646-3274
Document Number	0138270094
Book / Page	13827 / 94
Map Reference	MB 46 PG 68
Instrument Date	Sep 8, 2025
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	628 CURRANT CT, LA PLATA, MD 20646-3274

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 14, 2022
Property Address	628 CURRANT CT, LA PLATA, MD 20646-3274
Document Number	0125920458
Book / Page	12592 / 458
Map Reference	MB 46 PG 68
Instrument Date	May 31, 2022
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	628 CURRANT CT, LA PLATA, MD 20646-3274

Mortgage

Document Number	0012592466
Date	Jun 14, 2022
Instrument	12592/466

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	628 CURRANT CT, LA PLATA, MD 20646-3274
Document Number	0097400387
Book / Page	009740 / 000387
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	VARGAS ADOBE TITLE BA BMA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 CLARKS RUN RD LA PLATA MD 206469563, LA PLATA, MD 20646-9563

Mortgage

Document Number	0097400387
Date	Feb 21, 2017
Book Page	009740/000387

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,000 (+9.13%) Land $85,000 Building $246,000	$331,000 (-) Land $85,000 Building $246,000
2025	$9,471.00 (+152.29%)	$303,300 (+22.35%)	$331,000 (+33.52%) Land $85,000 Building $246,000
2023	$3,754.00	$247,900 Land $85,000 Building $162,900	$247,900 Land $85,000 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

628 Currant Ct, La Plata, MD 20646 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Currant Ct

Nearby Streets

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