Walton County property record for 638 Cornelia St, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,368 sqft · built 2019 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | Individual Name on File |
| Last Sale | $512,000 (Dec 2023) |
| Tax Bill | $4,725 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23132-000-0790 |
| Primary APN | 17-1S-19-23132-000-0790 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,368 sqft Living Area |
| Gross Area | 2,980 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Dimensions | 13.8 ft deep x 7 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1086403 |
|---|---|
| Street Address | 638 CORNELIA ST |
| City | FREEPORT |
| State | FL |
| Zip | 32439-7645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 79 CENTRAL PARK AT HAMMOCK BAY PH 3 PB 20-52 OR 3068-2507 OR 3117-2815 OR 3183-1507 OR 3311-3068 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | CENTRAL PK/HAMMOCK BAY PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 79 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950502 |
Source: Walton County assessment roll, APN 17-1S-19-23132-000-0790, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 638 CORNELIA ST, FREEPORT, FL 32439-7645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 07, 2023 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Feb 16, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 11, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2023 · Amount on Record |
| Deed Sale | Dec 29, 2023 · Amount on Record |
| Prior Sale | Feb 16, 2021 · Amount on Record |
| Deed Document Number | 0033113068 |
| Deed Book / Page | 3311 / 3068 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 29, 2023 |
| Property Address | 638 CORNELIA ST, FREEPORT, FL 32439-7645 |
| Document Number | 0033113068 |
| Book / Page | 3311 / 3068 |
| Map Reference | MB 20 PG 52 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 20230046221 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,584.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 VINTAGE CV, FREEPORT, FL 32439-2374 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 995 SIXTEENTH GREEN CV, NICEVILLE, FL 32578-1614 |
| Document Number | 0033113070 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 3311/3070 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 638 CORNELIA ST, FREEPORT, FL 32439-7645 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 638 CORNELIA ST, FREEPORT, FL 32439-7645 |
| Investor | Possibly a Property Investor |
| Document Number | 0032914405 |
|---|---|
| Date | Jun 07, 2023 |
| Book Page | 3291/4405 |
| Instrument | 20230020204 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 16, 2021 |
| Property Address | 638 CORNELIA ST, FREEPORT, FL 32439-7645 |
| Document Number | 0031831507 |
| Book / Page | 3183 / 1507 |
| Map Reference | MB 20 PG 52&53 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 20210007230 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 CORNELIA ST, 638, FREEPORT, FL 32439-7645 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 571 SANDGRASS BLVD, SANTA ROSA BEACH, FL 32459-8868 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 11, 2019 |
| Property Address | 638 CORNELIA ST, FREEPORT, FL 32439-7645 |
| Document Number | 0031172815 |
| Book / Page | 3117 / 2815 |
| Map Reference | MB 20 PG 522&53 |
| Instrument Date | Sep 06, 2019 |
| Instrument | 20190031269 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,311.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 638 CORNELIA ST, FREEPORT, FL 32439-7645 |
| Document Number | 0031172816 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 3117/2816 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Walton County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $402,859 (+0.5%) Land $55,000 Building $347,859 | $402,859 (+0.5%) Land $55,000 Building $347,859 | |
| 2024 | $4,725.00 (-10.92%) | ||
| 2023 | $5,304.00 (-1.17%) | $400,840 (-3.23%) Land $49,485 Building $351,355 | $400,840 (-3.23%) Land $49,485 Building $351,355 |
| 2022 | $5,367.00 | $414,201 Land $54,928 Building $359,273 | $414,201 Land $54,928 Building $359,273 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 109 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system FL1664019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures