Walton County property record for 622 Cornelia St, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,062 sqft · built 2019 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (May 2023) |
| Tax Bill | $4,144 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23132-000-0780 |
| Primary APN | 17-1S-19-23132-000-0780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,062 sqft Living Area |
| Gross Area | 3,799 sqft |
| 1st Floor Area | 3,062 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 138 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Porch | Patio |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 622 CORNELIA ST |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-7645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 78 CENTRAL PARK AT HAMMOCK BAY PHASE 3 PB 20-52 OR 3068-2507 OR 3116-3830 OR 3289-702 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HAMMOCK BAY PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 7 |
| Legal Lot Number | 78 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950502 |
Source: Walton County records · APN 17-1S-19-23132-000-0780
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 922 CORNELIA ST, FREEPORT, FL 32439 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 10, 2023 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 03, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on Record |
| Deed Sale | May 10, 2023 · Amount on Record |
| Prior Sale | Sep 03, 2019 · Amount on Record |
| Deed Document Number | 202316377 |
| Deed Book / Page | 3289 / 702 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 10, 2023 |
| Property Address | 622 CORNELIA ST, FREEPORT, FL 32439-7645 |
| Document Number | 0032890702 |
| Book / Page | 3289 / 702 |
| Map Reference | MB 20 PG 52 |
| Instrument Date | May 09, 2023 |
| Instrument | 20230016377 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2023 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE SRB |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PSC 704 BOX 2206, APO, AP 96338-0023 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 922 CORNELIA STREET, FREEPORT, FL 32439 |
| Document Number | 0003289704 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 3289/704 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 03, 2019 |
| Property Address | 622 CORNELIA ST, FREEPORT, FL 32439-7645 |
| Document Number | 0031163830 |
| Book / Page | 3116 / 3830 |
| Map Reference | MB 20 PG 52-53 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 20190030214 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,639.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 622 CORNELIA ST, FREEPORT, FL 32439-7645 |
| Document Number | 0031163831 |
|---|---|
| Date | Sep 03, 2019 |
| Instrument | 3116/3831 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,144.00 (-1.1%) | $366,730 (-24.09%) | $574,291 (+18.88%) Land $55,000 Building $519,291 |
| 2024 | $4,190.00 (+12.03%) | ||
| 2023 | $3,740.00 (+5.41%) Homeowner's exemption | $483,089 (-3.05%) Land $49,485 Building $433,604 | $483,089 (-3.05%) Land $49,485 Building $433,604 |
| 2022 | $3,548.00 Homeowner's exemption | $498,302 Land $54,928 Building $443,374 | $498,302 Land $54,928 Building $443,374 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
Based on FCC filings for 391 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures