610 Cornelia St, Freeport, FL 32439 Property Records

Walton County property record for 610 Cornelia St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,420 sqft · built 2019
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$497,800 (Nov 2020)
Tax Bill	$5,375 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23132-000-0770`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23132-000-0770`
Alternative APN	`1086401`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,420 sqft Living Area
Gross Area	5,248 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	13 ft deep x 5.7 ft wide
Garage Type	Finished
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1086401
Street Address	610 CORNELIA ST
City	FREEPORT
State	FL
Zip	32439-7645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 CENTRAL PARK AT HAMMOCK BAY PH 3 PB 20-52 OR 3068-2507 OR 3122-1877 OR 3170-1802
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	CENTRAL PK/HAMMOCK BAY PH 3
Legal Phase	3
Legal Lot Number	77
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2027
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	610 CORNELIA ST, FREEPORT, FL 32439-7645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Warranty Deed, Transfer · VA Mortgage RENASANT BANK
Oct 29, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	20200048071
Deed Book / Page	3170 / 1802
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 23, 2020
Property Address	610 CORNELIA ST, FREEPORT, FL 32439-7645
Document Number	0031701802
Book / Page	3170 / 1802
Map Reference	MB 20 PG 52&53
Instrument Date	Nov 19, 2020
Instrument	20200048071
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,484.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2462 BELL RIDGE DR, 2462, CRESTVIEW, FL 32536-1811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CORNELIA ST, FREEPORT, FL 32439-7645

Mortgage

Document Number	0031701804
Date	Nov 23, 2020
Instrument	3170/1804

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 29, 2019
Property Address	610 CORNELIA ST, FREEPORT, FL 32439-7645
Document Number	0031221877
Book / Page	3122 / 1877
Map Reference	MB 20 PG 52-53
Instrument Date	Oct 25, 2019
Instrument	20190037690
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,056.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DRIVE, 25366, 35526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CORNELIA ST, FREEPORT, FL 32439-7645

Mortgage

Document Number	0031221878
Date	Oct 29, 2019
Instrument	3122/1878

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$651,942 (-0.08%) Land $55,000 Building $596,942	$651,942 (-0.08%) Land $55,000 Building $596,942
2024	$5,375.00 (+3.54%)
2023	$5,191.00 (+5.32%) Homeowner's exemption	$652,447 (-2.84%) Land $49,485 Building $602,962	$652,447 (-2.84%) Land $49,485 Building $602,962
2022	$4,929.00 Homeowner's exemption	$671,496 Land $54,928 Building $616,568	$671,496 Land $54,928 Building $616,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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