Pender County property record for 638 Bay Harbor Dr, Hampstead, NC 28443
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 1990 |
| Lot Size | 0.487 acres (21,214 sqft) |
| Owner | Owner Name on File |
| Last Sale | $79,000 (Mar 2009) |
| Tax Bill | $994 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 4214-59-7206-0000 |
| Primary APN | 4214-59-7206-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Manufactured |
| Foundation Type | Raised |
| Lot Area | 21,214 sqft (0.487 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Deck Area | 232 sqft |
| Shed | 1 Shed |
| Shed Area | 84 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 400919258 |
|---|---|
| Old Parcel Number | 4214 59 7206 0000 |
| Street Address | 638 BAY HARBOR DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2765 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 50,PB 24/241 BAY HARBOR |
| Legal Subdivision | BAY HARBOR |
| Legal Lot Number | 50 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 920104 |
The current owner of 638 Bay Harbor Dr bought it in March 2009.
Source: Pender County records, as of January 26, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 638 BAY HARBOR DR, HAMPSTEAD, NC 28443-2765 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2009 · Amount on File |
| Deed Sale | Mar 31, 2009 · Amount on File |
| Prior Sale | Dec 15, 2005 · Amount on File |
| Deed Document Number | 0003183601 |
| Deed Book / Page | 318 / 3601 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 638 Bay Harbor Dr was $994.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $994.00 | $152,775 Land $59,215 Building $93,560 | $152,775 Land $59,215 Building $93,560 |
| 2023 | $85,896 (-) Land $49,227 Building $36,669 | $85,896 (-) Land $49,227 Building $36,669 | |
| 2022 | $935.00 | $85,896 Land $49,227 Building $36,669 | $85,896 Land $49,227 Building $36,669 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Bay Harbor Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Bay Harbor Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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