632 Bay Harbor Dr, Hampstead, NC 28443 Property Records

Pender County property record for 632 Bay Harbor Dr, Hampstead, NC 28443

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,125 sqft · built 1990
Lot Size	0.506 acres (22,041 sqft)
Owner	2 Trust Names on File
Last Sale	$94,000 (Nov 2019)
Tax Bill	$966 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4214-59-3339-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-59-3339-0000`
Alternative APNs	`000030592` `931530`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	Raised
Roof Type	Gable/Hip
Lot Area	22,041 sqft (0.506 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Deck Area	80 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000030592
Street Address	632 BAY HARBOR DR
City	HAMPSTEAD
State	NC
Zip	28443-2765
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R20
Legal Description	LT 72, PB 24/241 BAY HARBOR
Legal Subdivision	BAY HARBOR
Legal Lot Number	72
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2028
Census Tract	920104

Owner

632 Bay Harbor Dr, a mobile home, is held in a trust since November 2019.

Source: Pender County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	18 HEMLOCK SHORE RD, LAKEVILLE, MA 02347
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 8, 2019	Warranty Deed, Transfer · Conventional Mortgage JET DIRECT FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on File
Deed Sale	Nov 8, 2019 · Amount on File
Prior Sale	Sep 1, 2010 · Amount on File
Deed Book / Page	4697 / 381
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 22, 2026
Property Address	632 BAY HARBOR DR, HAMPSTEAD, NC 28443-2765
Document Number	0020161439
Book / Page	4903 / 2057
Instrument Date	Aug 31, 2026
Instrument	202620161439
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 8, 2019
Property Address	632 BAY HARBOR DR, HAMPSTEAD, NC 28443-2765
Document Number	0046970381
Book / Page	4697 / 0381
Map Reference	MB 24 PG 241
Instrument Date	Oct 19, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 KOOTENAI FOURTH AVE, 207, SANDPOINT, ID 83864-8822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HEMLOCKS, LAKEVILLE, MA 02347-2461

Mortgage

Document Number	0004697384
Date	Nov 8, 2019
Instrument	4697/384

Lender

Name	JET DIRECT FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 632 Bay Harbor Dr was $966.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$966.00	$132,454 Land $60,911 Building $71,543	$132,454 Land $60,911 Building $71,543
2023		$82,874 (-) Land $50,366 Building $32,508	$82,874 (-) Land $50,366 Building $32,508
2022	$909.00	$82,874 Land $50,366 Building $32,508	$82,874 Land $50,366 Building $32,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 632 Bay Harbor Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Bay Harbor Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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