631 Bay Harbor Dr, Hampstead, NC 28443 Property Records

Pender County property record for 631 Bay Harbor Dr, Hampstead, NC 28443

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,248 sqft · built 1989
Lot Size	0.78 acres (34,020 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 2017)
Tax Bill	$1,177 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4214-59-4786-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-59-4786-0000`
Alternative APNs	`400975372` `975372`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Flooring	Carpet

Exterior

Year Built	Built 1989
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	Raised
Lot Area	34,020 sqft (0.78 acres)

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	480 sqft
Shed	1 Shed
Shed Area	80 sqft
Canopy	360 sqft
Lean-To	72 sqft
Pole Barn	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400975372
Old Parcel Number	4214 59 4786 0000
Street Address	631 BAY HARBOR DR
City	HAMPSTEAD
State	NC
Zip	28443-2766
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R20
Legal Description	LT 71,PB 24/241 BAY HARBOR
Legal Subdivision	BAY HARBOR
Legal Lot Number	71
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	631 BAY HARBOR DR, HAMPSTEAD, NC 28443-2766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 3, 2017	Warranty Deed, Transfer · FHA Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	Feb 25, 2011 · Amount on Record
Deed Document Number	0016364642
Deed Book / Page	1636 / 4642
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	631 BAY HARBOR DR, HAMPSTEAD, NC 28443-2766
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 BAY HARBOR DR, HAMPSTEAD, NC 28443-2766

Mortgage

Document Number	0048861762
Date	Mar 9, 2026
Book Page	4886/1762

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 3, 2017
Property Address	631 BAY HARBOR DR, HAMPSTEAD, NC 28443-2766
Document Number	0046421636
Book / Page	4642 / 1636
Map Reference	MB 24 PG 241
Instrument Date	May 2, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 W JAMES ST, 502, MOUNT OLIVE, NC 28365-1507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 BAY HARBOR DR, HAMPSTEAD, NC 28443-2766

Mortgage

Document Number	, 4642/1639
Date	May 3, 2017
Instrument	4642/1639

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,177.00 (+19.01%)	$208,798 (+97.64%) Land $85,454 Building $123,344	$208,798 (+97.64%) Land $85,454 Building $123,344
2023		$105,647 (-) Land $66,861 Building $38,786	$105,647 (-) Land $66,861 Building $38,786
2022	$989.00	$105,647 Land $66,861 Building $38,786	$105,647 Land $66,861 Building $38,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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