625 Treehouse Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 625 Treehouse Cir, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,902 sqft · built 2004
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individuals on Record
Last Sale	$435,000 (Mar 2019)
Tax Bill	$12,399 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072084-0080`

Property Details

APN / Parcel Number

Primary APN	`072084-0080`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,902 sqft Living Area
Gross Area	4,583 sqft
1st Floor Area	3,114 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	681 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	423 sqft
Deck Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	625 TREEHOUSE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32095-6837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	45/21-24 MARSHALL CREEK DRI UNIT SV-3 LOT 8 OR4699/402
Legal Range	29E
Legal Township	06S
Legal Section	03
Legal Subdivision	MARSHALL CREEK DRI UNIT SV-3
Legal Block	4
Legal Lot Number	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4027
Census Tract	20606

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	625 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 26, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2018	Quit Claim Deed, Transfer OS NATIONAL LLC
Jul 27, 2018	Loan Modification, Mortgage GERMAN AMERICAN CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	May 9, 2013 · Amount on Record
Deed Document Number	201920313
Deed Book / Page	4699 / 402
Prior Transfer Date	Mar 22, 2013
Prior Transfer Doc	0037280164
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	625 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0053691204
Date	Sep 15, 2021
Book Page	5369/1204
Instrument	2021101545

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	625 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837
Document Number	0048970593
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	625 TREEHOUSE CIR ST AUGUSTINE FL 320956837, ST AUGUSTINE, FL 32095-6837

Mortgage

Document Number	0048970593
Date	Mar 6, 2020
Book Page	004897/000593
Instrument	18267

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 26, 2019
Property Address	625 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837
Document Number	0046990402
Book / Page	4699 / 0402
Map Reference	MB 45 PG 21-24
Instrument Date	Mar 25, 2019
Instrument	2019020313
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1717 MAIN ST STE 2000, 1717, DALLAS, TX 75201-4657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837
Investor	Possibly a Property Investor

Mortgage

Document Number	2019020314
Date	Mar 26, 2019
Instrument	2019020314

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 9, 2018
Property Address	625 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837
Document Number	0045770308
Book / Page	004577 / 000308
Instrument Date	Jun 28, 2018
Instrument	48636
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Recording Date	Jul 27, 2018
Property Address	625 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837
Document Number	0045870577
Book / Page	004587 / 000577
Instrument Date	Jun 28, 2018
Instrument	54134
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	42 PHILLIPS AVE PONTE VEDRA BEACH FL 320822815, PONTE VEDRA BEACH, FL 32082-2815
Investor	Possibly a Property Investor

Mortgage

Document Number	45870577
Date	Jul 27, 2018
Book Page	004587/000577
Instrument	54134

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,762 (+2.7%)	$858,421 (-6.36%) Land $210,000 Building $648,421
2025	$12,399.00 (+14.79%) Homeowner's exemption	$603,468 (+13.23%)	$916,740 (+7.55%) Land $225,000 Building $691,740
2024	$10,801.00 (+2.37%) Homeowner's exemption	$532,976 (+3%)	$852,372 (-0.84%) Land $225,000 Building $627,372
2023	$10,551.00 (+1.55%) Homeowner's exemption	$517,452 (+3%)	$859,583 (+10.83%) Land $225,000 Building $634,583
2022	$10,390.00 Homeowner's exemption	$502,381	$775,582 Land $196,000 Building $579,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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