Essex County and Maplewood Township property record for 637 Ridgewood Rd, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 2,990 sqft · built 1911 |
| Lot Size | 0.364 acres (15,838 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,650,000 (Jun 2023) |
| Tax Bill | $30,690 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00011-02-00017 |
| Primary APN | 11-00011-02-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,990 sqft Living Area |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Construction Type | Frame |
| Lot Area | 15,838 sqft (0.364 acres) |
| Lot Dimensions | 198 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 05334 |
|---|---|
| Street Address | 637 RIDGEWOOD RD |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-2546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | 80X198 |
| Legal Subdivision | MAPLEWOOD |
| Legal Block | 11.2 |
| Legal Lot Number | 17 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 19900 |
Source: Essex County and Maplewood Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 637 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 29, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 20, 2023 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on Record |
| Deed Sale | Jun 20, 2023 · Amount on Record |
| Prior Sale | May 31, 2017 · Amount on Record |
| Deed Document Number | 202337036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 637 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2546 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000054924 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 2025054924 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 20, 2023 |
| Property Address | 637 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2546 |
| Document Number | 0000037036 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023037036 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52 TAYLOR PL APT 422, 422, SOUTH ORANGE, NJ 07079-2077 |
| Name | Verified Name |
|---|---|
| Address | 637 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2546 |
| Document Number | 0000037037 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023037037 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 637 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2546 |
| Document Number | 0000122840 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 637 RIDGEWOOD RD MAPLEWOOD NJ 070402546, MAPLEWOOD, NJ 07040-2546 |
| Document Number | 0000122840 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 122840 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 637 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2546 |
| Document Number | 0000046944 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 637 RIDGEWOOD RD MAPLEWOOD NJ 070402546, MAPLEWOOD, NJ 07040-2546 |
| Document Number | 0000046944 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 46944 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,278,200 (-) Land $564,600 Building $713,600 | $1,278,200 (-) Land $564,600 Building $713,600 | |
| 2025 | $30,690.00 (+3.81%) | $1,278,200 (+50.98%) Land $564,600 Building $713,600 | $1,278,200 (+50.98%) Land $564,600 Building $713,600 |
| 2024 | $29,564.00 (-0.96%) | ||
| 2023 | $846,600 (-) Land $395,400 Building $451,200 | $846,600 (-) Land $395,400 Building $451,200 | |
| 2022 | $29,851.00 (+3.15%) | $846,600 Land $395,400 Building $451,200 | $846,600 Land $395,400 Building $451,200 |
| 2021 | $28,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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