650 Ridgewood Rd, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 650 Ridgewood Rd, Maplewood, NJ 07040

Property Summary

Property TypeSingle Family Home
Details2,864 sqft · built 1952
Lot Size0.173 acres (7,549 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (Sep 2017)
Tax Bill$28,505 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN11-00011-04-00086

Property Details

APN / Parcel Number

Primary APN11-00011-04-00086
Alternative APNs
  • 1100011000400086
  • 05342

Interior

Stories1 Story
Building Area2,864 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area7,549 sqft (0.173 acres)
Lot Dimensions111 ft deep x 68 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number05342
Street Address650 RIDGEWOOD RD
CityMAPLEWOOD
StateNJ
Zip07040-2551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-5
Legal Description68X111
Legal SubdivisionMAPLEWOOD
Legal Block11.4
Legal Lot Number86
JurisdictionESSEX NJ
Township / Civil DivisionMAPLEWOOD
Census Block Group1
Census Block1012
Census Tract19900

Owner

Source: Essex County and Maplewood Township records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address650 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Sep 29, 2017Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2017 · Amount on Record
Deed SaleSep 29, 2017 · Amount on Record
Prior SaleOct 19, 2016 · Amount on Record
Deed Document Number201776835
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Recording DateJun 12, 2026
Property Address650 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2551
Document Number0000039466
Instrument DateMay 27, 2026
Instrument202639466
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2551

Mortgage

Document Number0000039466,
DateJun 12, 2026
Instrument202639466
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 22, 2056
Interest
Rate6.3%
Max Rate-1%

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateSep 29, 2017
Property Address650 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2551
Document Number0000086835
Instrument DateJul 31, 2017
Instrument86835
Transaction TypeTransfer
Record UpdatedJun 24, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$750.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address650 RIDGEWOOD RD MAPLEWOOD NJ 070402551, MAPLEWOOD, NJ 07040-2551

Tax Assessment & Valuation

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMaplewood Township
Unified School DistrictSouth Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,187,200 (-) Land $536,000 Building $651,200$1,187,200 (-) Land $536,000 Building $651,200
2025$28,505.00 (+3.81%)$1,187,200 (+58.29%) Land $536,000 Building $651,200$1,187,200 (+58.29%) Land $536,000 Building $651,200
2024$27,459.00 (+3.83%)
2023$750,000 Land $339,100 Building $410,900$750,000 Land $339,100 Building $410,900
2022$26,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims28 (1978–2021)
Claims Outside the SFHA1 of 28
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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