Essex County and Maplewood Township property record for 629 Ridgewood Rd, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 2,052 sqft · built 1890 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $635,000 (Feb 2020) |
| Tax Bill | $24,579 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00011-03-00014 |
| Primary APN | 11-00011-03-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,052 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Account Number | 05333 |
|---|---|
| Street Address | 629 RIDGEWOOD RD |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | 50X140 |
| Legal Block | 11.3 |
| Legal Lot Number | 14 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 19900 |
Source: Essex County and Maplewood Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 629 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2545 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 10, 2020 | Grant Deed, Transfer · Conventional Mortgage CARDINAL FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2020 · Amount on Record |
| Deed Sale | Feb 10, 2020 · Amount on Record |
| Prior Sale | Aug 20, 2012 · Amount on Record |
| Deed Document Number | 202015567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 629 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2545 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|
| Document Number | 2021021938 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021021938 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 167 Months |
| Due | Jan 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Feb 10, 2020 |
| Property Address | 629 RIDGEWOOD RD, MAPLEWOOD, NJ 07040-2545 |
| Document Number | 0000015567 |
| Instrument Date | Jan 26, 2020 |
| Instrument | 15567 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $635.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 629 RIDGEWOOD RD MAPLEWOOD NJ 070402545, MAPLEWOOD, NJ 07040-2545 |
| Document Number | 15568 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 15568 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 9, 2050 |
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,023,700 (-) Land $529,600 Building $494,100 | $1,023,700 (-) Land $529,600 Building $494,100 | |
| 2025 | $24,579.00 (+3.81%) | $1,023,700 (+66.16%) Land $529,600 Building $494,100 | $1,023,700 (+66.16%) Land $529,600 Building $494,100 |
| 2024 | $23,678.00 (+9%) | ||
| 2023 | $616,100 Land $349,300 Building $266,800 | $616,100 Land $349,300 Building $266,800 | |
| 2022 | $21,723.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures