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637 Raphael Pl, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 637 Raphael Pl, Charlotte, NC 28205

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,065 sqft · built 2006
Lot Size0.618 acres (26,897 sqft)
OwnerCompany Name on File
Last Sale$160,000 (Oct 2016)
Tax Bill$2,136 (2024)
Deeds & MortgagesJul 2023 Sale
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN091-109-25

Property Details

APN / Parcel Number

Primary APN091-109-25

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,065 sqft Living Area
1st Floor Area363 sqft
Upper Floors Area707 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area26,897 sqft (0.618 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address637 RAPHAEL PL
CityCHARLOTTE
StateNC
Zip28205-4556
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUR3CD
Legal DescriptionBLDG 8 UNIT 637 U/F 715-19
Legal SubdivisionRENAISSANCE TWNHM LOFTS CONDO
Legal BlockC
Legal Lot Number90
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract1400

Owner

637 Raphael Pl, a condominium, is owned by a company that bought it in October 2016.

Source: Mecklenburg County records, as of April 16, 2026

Owner of RecordCompany Name on File
Mailing Address301 N NC 16 BUSINESS HWY, 175, DENVER, NC 28037-8012
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Deed, Transfer
Mar 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2016 · Amount on File
Deed SaleOct 19, 2016 · Amount on File
Prior SaleApr 11, 2006 · Amount on File
Deed Document Number2016141871
Deed Book / Page31266 / 437
Prior Transfer DateApr 7, 2006
Prior Transfer Doc0000151206
Record UpdatedOct 29, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionMECKLENBURG NC
Recording DateJul 27, 2023
Property Address637 RAPHAEL PL, CHARLOTTE, NC 28205-4556
Document Number0000071362
Book / Page38276 / 284
Map ReferenceMB 18134 PG 552
Instrument DateJul 27, 2023
Instrument2023071362
Transaction TypeTransfer
Record UpdatedAug 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 N NC 16 BUSINESS HWY # 175, 175, DENVER, NC 28037-8012

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 N NC 16 BUSINESS HWY # 175, 175, DENVER, NC 28037-8012

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address637 RAPHAEL PL, CHARLOTTE, NC 28205-4556
Document Number0000041935
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 RAPHAEL PL CHARLOTTE NC 282054556, CHARLOTTE, NC 28205-4556

Mortgage

Document Number0000041935
DateMar 25, 2020
Book Page034402/000621
Instrument41935
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 24, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$261,845 Building $261,845$261,845 Building $261,845
2024$2,136.00 (-15.44%)
2023$2,526.00$261,845 Building $261,845$261,845 Building $261,845

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Raphael Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 637 Raphael Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Google Fiber, Spectrum.

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