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636 Raphael Pl, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 636 Raphael Pl, Charlotte, NC 28205

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,000 sqft · built 2006
Lot Size2.07 acres (90,431 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Feb 2022)
Tax Bill$2,891 (2023)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Oct 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN091-109-49

Property Details

APN / Parcel Number

Primary APN091-109-49

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,000 sqft Heated Area
Gross Area1,006 sqft
1st Floor Area299 sqft
Upper Floors Area707 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area90,431 sqft (2.07 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number091-109-49
Street Address636 RAPHAEL PL
CityCHARLOTTE
StateNC
Zip28205-4558
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUR3CD
Legal DescriptionBLDG 9 UNIT 636 U/F 715-19
Legal SubdivisionRENAISSANCE TWNHM LOFTS CONDO
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1010
Census Tract1400

Owner

636 Raphael Pl, a condominium, is owned and occupied by an individual who bought it in February 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address636 RAPHAEL PL, CHARLOTTE, NC 28205-4558
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Special Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Oct 14, 2021Warranty Deed, Transfer
Feb 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Jan 2, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2022 · Amount on File
Deed SaleFeb 22, 2022 · Amount on File
Prior SaleOct 14, 2021 · Amount on File
Deed Document Number0003708691
Deed Book / Page37086 / 91
Record UpdatedJun 7, 2026

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 22, 2022
Property Address636 RAPHAEL PL, CHARLOTTE, NC 28205-4558
Document Number0000028390
Book / Page37086 / 91
Map ReferenceMB 20076 PG 157
Instrument DateFeb 22, 2022
Instrument2022028390
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1301 2ND AVE # AVE31, AVE31, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 RAPHAEL PL, CHARLOTTE, NC 28205-4558

Mortgage

Document Number0000028391
DateFeb 22, 2022
Instrument2022028391
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 14, 2021
Property Address636 RAPHAEL PL, CHARLOTTE, NC 28205-4558
Document Number0000196970
Book / Page36646 / 285
Map ReferenceMB 20076 PG 157
Instrument DateOct 13, 2021
Instrument2021196970
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount on Record
Tax$530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3558 N DAVIDSON ST, CHARLOTTE, NC 28205-1125

Transferred To (Grantee/Buyer)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
InvestorPossibly a Property Investor

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address636 RAPHAEL PL, CHARLOTTE, NC 28205-4558
Document Number0000018143
Instrument DateFeb 7, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address636 RAPHAEL PL CHARLOTTE NC 282054558, CHARLOTTE, NC 28205-4558

Mortgage

Document Number0000018143
DateFeb 16, 2018
Book Page032469/000653
Instrument18143
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 15, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateJan 2, 2018
Property Address636 RAPHAEL PL, CHARLOTTE, NC 28205-4558
Document Number0000000211
Book / Page032381 / 000647
Instrument DateJan 2, 2018
Instrument211
Transaction TypeTransfer
Record UpdatedJan 9, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3558 N DAVIDSON ST CHARLOTTE NC 282051125, CHARLOTTE, NC 28205-1125

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 636 Raphael Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 636 Raphael Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Google Fiber, Spectrum.

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