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632 Raphael Pl, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 632 Raphael Pl, Charlotte, NC 28205

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,400 sqft · built 2006
Lot Size2.07 acres (90,431 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Sep 2021)
Tax Bill$3,185 (2023)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN091-109-47

Property Details

APN / Parcel Number

Primary APN091-109-47

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,400 sqft Heated Area
Gross Area1,681 sqft
1st Floor Area707 sqft
Upper Floors Area707 sqft

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area90,431 sqft (2.07 acres)
Garage Area267 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number091-109-47
Street Address632 RAPHAEL PL
CityCHARLOTTE
StateNC
Zip28205-4558
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUR3CD
Legal DescriptionBLDG 9 UNIT 632 U/F 715-19
Legal SubdivisionRENAISSANCE TWNHMS LOFTS CONDO
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1010
Census Tract1400

Owner

632 Raphael Pl, a condominium, is owned and occupied by an individual who bought it in September 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-owner2 Co-owners on File
Mailing Address632 RAPHAEL PL, CHARLOTTE, NC 28205-4558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleSep 1, 2021 · Amount on File
Deed SaleSep 1, 2021 · Amount on File
Prior SaleMay 6, 2016 · Amount on File
Deed Document Number0036483526
Deed Book / Page36483 / 526
Record UpdatedJun 7, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 1, 2021
Property Address632 RAPHAEL PL, CHARLOTTE, NC 28205-4558
Document Number0000168750
Book / Page36483 / 526
Map ReferenceMB 18134 PG 552
Instrument DateAug 23, 2021
Instrument2021168750
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyNOT AVAILABLE, INVESTORS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3225 LOWTHER WAY, ANTELOPE, CA 95843-4429

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000168751
DateSep 1, 2021
Instrument2021168751
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 632 Raphael Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 632 Raphael Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Google Fiber, Spectrum.

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