637 Oldham Ave, Richmond, KY 40475 Property Records

Madison County property record for 637 Oldham Ave, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,180 sqft
OwnerIndividual Name on Record
Last Sale$113,500 (Apr 2017)
Tax Bill$1,273 (2025)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0068-008B-0017

Property Details

APN / Parcel Number

Primary APN0068-008B-0017
Alternative APNs
  • 126920
  • 89780
  • 56537

Interior

Stories1 Story
Building Area1,180 sqft Living Area

Exterior

Exterior MaterialBrick Veneer

Location & Zoning

Account Number56537
Street Address637 OLDHAM AVE
CityRICHMOND
StateKY
Zip40475-8119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLDHAM PARK LOT 17
Legal SubdivisionOLDHAM
Legal Lot Number17
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2001
Census Tract10301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address637 OLDHAM AVE, RICHMOND, KY 40475-8119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2017 · Amount on Record
Deed SaleApr 10, 2017 · Amount on Record
Deed Document Number2013956909
Deed Book / PageD00743 / 243
Record UpdatedJun 8, 2026

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateApr 10, 2017
Property Address637 OLDHAM AVE, RICHMOND, KY 40475-8119
Document NumberD00743/243
Book / PageD00743 / 243
Map ReferenceMB15 G103
Instrument DateApr 5, 2017
Instrument2013956909
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$113.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address753 BENSON DR APT 2, 753, RICHMOND, KY 40475-5614

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 OLDHAM AVE, RICHMOND, KY 40475-8119

Mortgage

Document Number2013956910
DateApr 10, 2017
Instrument2013956910
Lender
NamePRIME MORTGAGE LENDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,273.00 (+15.73%) Additional exemption filed$135,000 (+18.94%)$135,000 (+18.94%)
2023$1,100.00 (-0.36%)$113,500 (-)$113,500 (-)
2022$1,104.00$113,500$113,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Oldham Ave

Nearby Streets

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