631 Oldham Ave, Richmond, KY 40475 Property Records

Madison County property record for 631 Oldham Ave, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,232 sqft
Lot Size	0.172 acres (7,524 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Feb 2020)
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0068-008B-0014`

Property Details

APN / Parcel Number

Primary APN	`0068-008B-0014`
Alternative APNs	`117923` `80967` `47385`

Interior

Building Area	1,232 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Architectural Style	Split Foyer
Exterior Material	Brick
Lot Area	7,524 sqft (0.172 acres)
Garage Type	Basement
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	47385
Street Address	631 OLDHAM AVE
City	RICHMOND
State	KY
Zip	40475-8119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLDHAM PARK LOT 14
Legal Subdivision	OLDHAM
Legal Lot Number	14
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2001
Census Tract	10301

Owner

631 Oldham Ave is owned and occupied by an individual who acquired it in June 2021.

Source: Madison County records, as of December 9, 2025

Owner of Record	Individual Name on File
Mailing Address	631 OLDHAM AVE, RICHMOND, KY 40475-8119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Quit Claim Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 5, 2020	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Deed Document Number	202014006824
Deed Book / Page	784 / 234
Last Transfer Date	Jun 9, 2021
Transfer Doc	D807/50
Record Updated	Sep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Jun 16, 2021
Property Address	631 OLDHAM AVE, RICHMOND, KY 40475-8119
Document Number	D807/50
Book / Page	D807 / 50
Map Reference	MB 15 PG 103
Instrument Date	Jun 9, 2021
Instrument	2014041347
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 OLDHAM AVE, 631, RICHMOND, KY 40475-8119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 OLDHAM AVE, RICHMOND, KY 40475-8119

Mortgage

Document Number	2014041348
Date	Jun 16, 2021
Instrument	2014041348

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 5, 2020
Property Address	631 OLDHAM AVE, RICHMOND, KY 40475-8119
Document Number	D00784/234
Book / Page	D00784 / 234
Map Reference	MB 15 PG 103
Instrument Date	Jan 31, 2020
Instrument	2014006824
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 REYNOLDS DR, 325, RICHMOND, KY 40475-6805

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	631 OLDHAM AVE, RICHMOND, KY 40475-8119

Mortgage

Document Number	2014006825
Date	Feb 5, 2020
Instrument	2014006825

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 631 Oldham Ave was $1,489.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,489.00	$158,000	$158,000
2023	$1,532.00 (-0.33%)	$158,000 (-)	$158,000 (-)
2022	$1,537.00	$158,000	$158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 Oldham Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Oldham Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Oldham Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures