Madison County property record for 641 Oldham Ave, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,649 sqft |
| Lot Size | 0.168 acres (7,352 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,900 (Jul 2019) |
| Tax Bill | $1,555 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit May 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068-008B-0019 |
| Primary APN | 0068-008B-0019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,649 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Lot Area | 7,352 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 60195 |
|---|---|
| Street Address | 641 OLDHAM AVE |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLDHAM PARK LOT 19 |
| Legal Subdivision | OLDHAM |
| Legal Lot Number | 19 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10301 |
Source: Madison County records · APN 0068-008B-0019
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2618 DOYLESVILLE RD, RICHMOND, KY 40475-7601 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA |
| May 18, 2017 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Jul 07, 2020 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE |
| Jul 08, 2019 | Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| May 03, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2019 · Amount on Record |
| Deed Sale | Jul 08, 2019 · Amount on Record |
| Prior Sale | Oct 23, 2009 · Amount on Record |
| Deed Document Number | 20192013995206 |
| Deed Book / Page | 775 / 556 |
| Prior Transfer Date | May 02, 2017 |
| Prior Transfer Doc | D00744/148 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 641 OLDHAM AVE, RICHMOND, KY 40475-8119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01787/175 |
|---|---|
| Date | Feb 01, 2018 |
| Book Page | M01787/175 |
| Instrument | 2013971170 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 641 OLDHAM AVE, RICHMOND, KY 40475-8119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M01743/027 |
|---|---|
| Date | May 18, 2017 |
| Book Page | M01743/027 |
| Instrument | 2013958831 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 641 OLDHAM AVE, RICHMOND, KY 40475-8119 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | JETT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M01956/136 |
|---|---|
| Date | Jul 07, 2020 |
| Book Page | M01956/136 |
| Instrument | 2014015251 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 08, 2019 |
| Property Address | 641 OLDHAM AVE, RICHMOND, KY 40475-8119 |
| Document Number | D00775/556 |
| Book / Page | D00775 / 556 |
| Map Reference | MB 15 PG 103 |
| Instrument Date | Jul 01, 2019 |
| Instrument | 2013995206 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2618 DOYLESVILLE RD, 2618, RICHMOND, KY 40475-7601 |
| Name | Verified Name |
|---|---|
| Address | 641 OLDHAM AVE, RICHMOND, KY 40475-8119 |
| Document Number | 2013995207 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 2013995207 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 03, 2017 |
| Property Address | 641 OLDHAM AVE, RICHMOND, KY 40475-8119 |
| Document Number | D00744/148 |
| Book / Page | D00744 / 148 |
| Map Reference | MB15 PG103 |
| Instrument Date | May 02, 2017 |
| Instrument | 2013958057 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 641 OLDHAM AVE, 641, RICHMOND, KY 40475-8119 |
| Name | Verified Name |
|---|---|
| Address | 641 OLDHAM AVE, RICHMOND, KY 40475-8119 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,555.00 (-2.75%) | $164,900 (-) | $164,900 (-) |
| 2023 | $1,599.00 (-0.31%) | $164,900 (-) | $164,900 (-) |
| 2022 | $1,604.00 | $164,900 | $164,900 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 464 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0760370, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RICHMOND UTILITIES serves 35,640 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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