631 Grace St, Elgin, IL 60120 Property Records

Kane County property record for 631 Grace St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,119 sqft · built 1900
Lot Size	0.25 acres (10,878 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Mar 2021)
Tax Bill	$4,851 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-24-256-011`

Property Details

APN / Parcel Number

Primary APN	`06-24-256-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,119 sqft Living Area
Gross Area	1,798 sqft
Basement Area	679 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	10,878 sqft (0.25 acres)
Lot Dimensions	209 ft deep x 52 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	631 GRACE ST
City	ELGIN
State	IL
Zip	60120-8327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P VAN NOSTRANDS ADDN SOUTH 52 FT OF NORTH 112 FT LOT 6 BLOCK 3
Legal Subdivision	P VAN NOSTRANDS ADDN
Legal Block	3
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6000
Census Tract	851400

Owner

Source: Kane County records · APN 06-24-256-011

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2348 WOODSIDE CT, CARPENTERSVILLE, IL 60110-3322
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/ELMHURST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Sep 15, 2009 · Amount on Record
Deed Document Number	202123860
Prior Transfer Date	Feb 01, 2009
Prior Transfer Doc	0000042023
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 26, 2021
Property Address	631 GRACE ST, ELGIN, IL 60120-8327
Document Number	0000023860
Instrument Date	Jan 29, 2021
Instrument	2021K023860
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2348 WOODSIDE CT, CARPENTERSVILLE, IL 60110-3322
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023861
Date	Mar 26, 2021
Instrument	2021K023861

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	631 GRACE ST, ELGIN, IL 60120-8327
Document Number	0000050296
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 01, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1879 N NELTNOR BLVD #117 WEST CHICAGO IL 601855932, 117, WEST CHICAGO, IL 60185-5932

Mortgage

Document Number	0000050296
Date	Oct 22, 2019
Instrument	50296

Lender

Name	COMMUNITY BK/ELMHURST
Type	Bank
Address	ELMHURST, IL 60126

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,851.00 (+24.58%)
2024		$58,574 (+30.43%) Land $13,956 Building $44,618	$175,792 (+30.48%) Land $41,885 Building $133,908
2022	$3,894.00 (+3.95%)	$44,910 (+6.96%) Land $11,496 Building $33,414	$134,730 (+6.96%) Land $34,488 Building $100,242
2021	$3,746.00	$41,988 Land $10,748 Building $31,240	$125,964 Land $32,244 Building $93,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 585 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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