636 Windermere Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 636 Windermere Dr, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,880 sqft · built 2014
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Sep 2025)
Tax Bill	$2,136 (2025)
Deeds & Mortgages	Sep 2025 Sale May 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-R-2-128`

Property Details

APN / Parcel Number

Primary APN	`40-R-2-128`
Alternative APN	`21463`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
Basement Area	1,860 sqft
Unfinished Basement	1,860 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21463
Street Address	636 WINDERMERE DR
City	CULPEPER
State	VA
Zip	22701-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	REDWOOD LAKES PHASE 2D, LOT 128 12,639 SQ FT PLAT 8/320-326
Legal Subdivision	REDWOOD LAKES
Legal Phase	2D
Legal Lot Number	12,128
Jurisdiction	CULPEPER VA
Township / Civil Division	WEST FAIRFAX
Census Block Group	3
Census Block	3018
Census Tract	930203

Owner

Source: Culpeper County assessment roll, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	636 WINDERMERE DR, CULPEPER, VA 22701-1213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
May 6, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance NEW AMERICAN FUNDING
Mar 15, 2022	Intrafamily Transfer, Transfer
Nov 24, 2020	Warranty Deed, Transfer · FHA Mortgage APEX HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	20254318
Prior Transfer Date	May 2, 2022
Prior Transfer Doc	0000003159
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CULPEPER VA
Recording Date	Sep 16, 2025
Property Address	636 WINDERMERE DR, CULPEPER, VA 22701-1213
Document Number	0250004318
Map Reference	CAB 8 SL 320-325
Instrument Date	Sep 10, 2025
Instrument	250004318
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	636 WINDERMERE DR, CULPEPER, VA 22701-1213

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CULPEPER VA
Recording Date	May 6, 2022
Property Address	636 WINDERMERE DR, CULPEPER, VA 22701-1213
Document Number	0220003159
Instrument Date	May 2, 2022
Instrument	220003159
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 WINDERMERE DR, CULPEPER, VA 22701-1213

Mortgage

Document Number	0220003160
Date	May 6, 2022
Instrument	220003160

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CULPEPER VA
Recording Date	Mar 15, 2022
Property Address	636 WINDERMERE DR, CULPEPER, VA 22701-1213
Document Number	0220001863
Instrument Date	Mar 31, 2021
Instrument	220001863
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3350 TOLEDO TER APT 371, 371, HYATTSVILLE, MD 20782-3260

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Nov 24, 2020
Property Address	636 WINDERMERE DR, CULPEPER, VA 22701-1213
Document Number	200008468
Instrument Date	Nov 19, 2020
Instrument	200008468
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	CARDINAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 WINDERMERE DR, CULPEPER, VA 22701-1213

Mortgage

Document Number	200008469
Date	Nov 24, 2020
Instrument	200008469

Lender

Name	APEX HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,136.00 (-21.04%)	$496,800 (-1.58%) Land $111,900 Building $384,900	$496,800 (-1.58%) Land $111,900 Building $384,900
2024	$2,705.00 (+1.88%)	$504,800 (-) Land $99,600 Building $405,200	$504,800 (-) Land $99,600 Building $405,200
2023	$2,655.00	$504,800 Land $99,600 Building $405,200	$504,800 Land $99,600 Building $405,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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