Culpeper County property record for 620 Windermere Dr, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,136 sqft · built 2007 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $506,929 (Jul 2007) |
| Tax Bill | $2,456 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-R-2-132 |
| Primary APN | 40-R-2-132 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,136 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21467 |
|---|---|
| Street Address | 620 WINDERMERE DR |
| City | CULPEPER |
| State | VA |
| Zip | 22701-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | REDWOOD LAKES PHASE 2D, LOT 132 13,377 SQ FT PLAT 8/320-326 |
| Legal Subdivision | REDWOOD LAKES |
| Legal Phase | 2D |
| Legal Lot Number | 13,132 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 930203 |
Source: Culpeper County assessment roll, APN 40-R-2-132, as of November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 WINDERMERE DR, CULPEPER, VA 22701-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Apr 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance EMORTGAGE FUNDING LLC |
| Feb 09, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2007 · Amount on Record |
| Deed Sale | Jul 24, 2007 · Amount on Record |
| Prior Sale | Jul 24, 2007 · Amount on Record |
| Deed Book / Page | 700 / 6372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 620 WINDERMERE DR, CULPEPER, VA 22701-1213 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 620 WINDERMERE DR, CULPEPER, VA 22701-1213 |
| Document Number | 0260000826 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 260000826 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 620 WINDERMERE DR, CULPEPER, VA 22701-1213 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230001453 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 230001453 |
| Name | EMORTGAGE FUNDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 620 WINDERMERE DR, CULPEPER, VA 22701-1213 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0210001241 |
|---|---|
| Date | Feb 09, 2021 |
| Instrument | 210001241 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Nov 01, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Culpeper County assessment roll as of November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,456.00 (-12.41%) | $571,100 (+8%) Land $112,000 Building $459,100 | $571,100 (+8%) Land $112,000 Building $459,100 |
| 2024 | $2,804.00 (+0.83%) | ||
| 2023 | $2,781.00 | $528,800 Land $99,700 Building $429,100 | $528,800 Land $99,700 Building $429,100 |
Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), as of February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 281 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
May also be available: T-Mobile USA.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system VA6047500, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CULPEPER serves 21,184 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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