628 Windermere Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 628 Windermere Dr, Culpeper, VA 22701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2013
Square Footage	1,920 sqft Living Area
Lot Size	13,068 sqft (0.3 acres)
Occupancy	Owner Occupied
Last Sale	$390,000 (2022)
Tax Bill	$1,927.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`40-R-2-130`
Alternative APN	`21465`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,920 sqft Living Area
1st Floor Area	930 sqft 1st Floor
Basement Area	930 sqft Basement
Unfinished Basement	930 sqft Unfinished
Stories	2 Stories
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Driveway	Gravel (Chat) Driveway
Parking Spaces	4 Parking Spaces
Garage Area	440 sqft Garage
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21465
Street Address	628 WINDERMERE DR
City	CULPEPER
State	VA
Zip	22701-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDWOOD LAKES PHASE 2D, LOT 130 13,372 SQ FT PLAT 8/320-326
Legal Subdivision	REDWOOD LAKES
Legal Phase	2D
Legal Lot Number	13,130
Jurisdiction	CULPEPER VA
Township / Civil Division	WEST FAIRFAX
Census Block Group	3
Census Block	3018
Census Tract	930203

Owner

Source: Culpeper County records · APN 40-R-2-130

Assessment roll updated November 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	628 WINDERMERE DR, CULPEPER, VA 22701-1213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 05, 2022 · Amount on Record
Deed Sale	Jan 05, 2022 · Amount on Record
Prior Sale	Sep 24, 2013 · Amount on Record
Deed Document Number	202273
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Jan 05, 2022
Property Address	628 WINDERMERE DR, CULPEPER, VA 22701-1213
Document Number	0220000073
Instrument Date	Dec 29, 2021
Instrument	220000073
Transaction Type	Transfer
Record Updated	Feb 02, 2022
Title Company	POTOMAC TITLE GROUP SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 WINDERMERE DR, CULPEPER, VA 22701-1213

Mortgage

Document Number	0220000074
Date	Jan 05, 2022
Instrument	220000074

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,927.00 (-12.01%)	$448,100 (+12.28%) Land $112,000 Building $336,100	$448,100 (+12.28%) Land $112,000 Building $336,100
2024	$2,190.00 (+4.34%)
2023	$2,099.00	$399,100 Land $99,700 Building $299,400	$399,100 Land $99,700 Building $299,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.