Carroll County property record for 636 White Cloud Ct, Eldersburg, MD 21784 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,536 sqft · built 2017 |
| Lot Size | 1.99 acres (86,815 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $869,900 (Feb 2020) |
| Tax Bill | $10,857 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Feb 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-431199 |
| Primary APN | 14-431199 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,536 sqft Total Area |
| Basement Area | 1,343 sqft |
| Finished Basement | 1,343 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 86,815 sqft (1.99 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 768 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 152 sqft |
| Deck Area | 168 sqft |
| Patio Area | 1,000 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 431199 |
|---|---|
| Street Address | 636 WHITE CLOUD CT |
| City | SYKESVILLE |
| State | MD |
| Zip | 21784-9540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 - 1.9930 ACS 636 WHITE CLOUD CT 53-14 POOLEDALE SC 3 |
| Legal Subdivision | POOLEDALE |
| Legal Lot Number | 9 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 14, BERRETT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 514100 |
Source: Carroll County records · APN 14-431199
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 636 WHITE CLOUD CT, SYKESVILLE, MD 21784-9540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 07, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Feb 06, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage HOWARD BANK |
| Jun 07, 2017 | Deed, Transfer · Stand-Alone First Mortgage FAIRFAX COUNTY FCU |
| Feb 13, 2017 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2020 · Amount on Record |
| Deed Sale | Feb 06, 2020 · Amount on Record |
| Prior Sale | Jun 07, 2017 · Amount on Record |
| Deed Book / Page | 9561 / 173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 636 WHITE CLOUD CT, ELDERSBURG, MD 21784-9540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0089560299 |
|---|---|
| Date | Mar 07, 2018 |
| Book Page | 8956/0299 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 06, 2020 |
| Property Address | 636 WHITE CLOUD CT, ELDERSBURG, MD 21784-9540 |
| Document Number | 0095610173 |
| Book / Page | 9561 / 0173 |
| Map Reference | MBD B S 53 PG144-152 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 636 WHITE CLOUD CT, ELDERSBURG, MD 21784-9540 |
| Document Number | 0095610180 |
|---|---|
| Date | Feb 06, 2020 |
| Book Page | 9561/0180 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 07, 2017 |
| Property Address | 636 WHITE CLOUD CT, ELDERSBURG, MD 21784-9540 |
| Document Number | 0087110065 |
| Book / Page | 8711 / 0065 |
| Map Reference | MB DBS53 PG144-152 |
| Instrument Date | May 26, 2017 |
| Instrument | 8711-0065 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 636 WHITE CLOUD CT, SYKESVILLE, MD 21784-9540 |
| Document Number | 87110093 |
|---|---|
| Date | Jun 07, 2017 |
| Instrument | 8711-0093 |
| Name | FAIRFAX COUNTY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2037 |
| Document Number | 0087110070 |
|---|---|
| Date | Jun 07, 2017 |
| Book Page | 8711/0070 |
| Instrument | 8711-0070 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 13, 2017 |
| Property Address | 636 WHITE CLOUD CT, ELDERSBURG, MD 21784-9540 |
| Document Number | 0086100382 |
| Book / Page | 008610 / 000382 |
| Instrument Date | Feb 06, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $259.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9720 PATUXENT WOODS DR COLUMBIA MD 210461526, COLUMBIA, MD 21046-1526 |
| Investor | Possibly a Property Investor |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,073,200 (+23.95%) | $1,176,900 (+35.93%) Land $249,600 Building $927,300 | |
| 2025 | $10,857.00 (+10.98%) | ||
| 2023 | $9,783.00 | $865,800 Land $249,600 Building $616,200 | $865,800 Land $249,600 Building $616,200 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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