Carroll County property record for 623 White Cloud Ct, Eldersburg, MD 21784 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 5.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 5,826 sqft Total Area |
| Lot Size | 50,965 sqft (1.17 acres) |
| Garage | Attached, 644 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $916,725 (2016) |
| Tax Bill | $10,831.00 (2025) |
| Primary APN | 14-431204 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 5,826 sqft Total Area |
| Stories | 2 Stories |
| Utility Area | 260 sqft Utility Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 50,965 sqft (1.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 644 sqft Garage |
| Deck Area | 648 sqft Deck |
| Porch Area | 192 sqft Porch |
| Gazebo | 256 sqft Gazebo |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 431204 |
|---|---|
| Street Address | 623 WHITE CLOUD CT |
| City | SYKESVILLE |
| State | MD |
| Zip | 21784-9539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 14 - 1.1702 ACS 623 WHITE CLOUD CT 53-14 POOLEDALE SC 3 |
| Legal Subdivision | SHEETS 1-9 OF 9 POOLEDALE |
| Legal Lot Number | 14 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 14, BERRETT |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 514100 |
Source: Carroll County records · APN 14-431204
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 623 WHITE CLOUD CT, SYKESVILLE, MD 21784-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SANDY SPRING BANK |
| Mar 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Nov 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2016 · Amount on Record |
| Deed Sale | Sep 30, 2016 · Amount on Record |
| Prior Sale | May 13, 2016 · Amount on Record |
| Deed Book / Page | 8465 / 288 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 623 WHITE CLOUD CT, ELDERSBURG, MD 21784-9539 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0101320398 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 10132/398 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 623 WHITE CLOUD CT, ELDERSBURG, MD 21784-9539 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0101320379 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 10132/379 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 623 WHITE CLOUD CT, ELDERSBURG, MD 21784-9539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088740023 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 8874/0023 |
| Instrument | 8874-0023 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 14, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,131,200 (+24.15%) | $1,238,400 (+35.08%) Land $208,500 Building $1,029,900 | |
| 2025 | $10,831.00 (+5.2%) Homeowner's exemption | ||
| 2023 | $10,296.00 Homeowner's exemption | $911,167 | $916,800 Land $208,500 Building $708,300 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 20th percentile nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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