627 White Cloud Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 627 White Cloud Ct, Eldersburg, MD 21784 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	4.5 Baths
Year Built	Built 2017
Square Footage	4,240 sqft Total Area
Lot Size	66,865 sqft (1.53 acres)
Garage	Attached, 681 sqft
Occupancy	Owner Occupied
Last Sale	$827,311 (2017)
Tax Bill	$10,209.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-431203`
Alternative APN	`431203`

Interior

Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Building Area	4,240 sqft Total Area
Basement Area	1,924 sqft Basement
Finished Basement	1,924 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	66,865 sqft (1.53 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	681 sqft Garage
Deck Area	72 sqft Deck
Porch Area	155 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	431203
Street Address	627 WHITE CLOUD CT
City	SYKESVILLE
State	MD
Zip	21784-9539
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 13 - 1.5350 ACS 627 WHITE CLOUD CT 53-14 POOLEDALE SC 3
Legal Subdivision	SHEETS Q THRU 9 OF 9 POOLEDALE
Legal Lot Number	13
Jurisdiction	CARROLL MD
Minor Civil Division	14, BERRETT
Census Blockgroup	1
Census Block	1001
Census Tract	514100

Owner

Source: Carroll County records · APN 14-431203

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	627 WHITE CLOUD CT, SYKESVILLE, MD 21784-9539
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 28, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 12, 2017	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Doc Number	20178760-0366
Deed Book / Page	8760 / 366
Record Refreshed	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	627 WHITE CLOUD CT, ELDERSBURG, MD 21784-9539
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106240188
Date	Jan 03, 2022
Book Page	10624/188

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Sep 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	627 WHITE CLOUD CT, ELDERSBURG, MD 21784-9539
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	LAWYERS TRUST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101870417
Date	Mar 29, 2021
Book Page	10187/417

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 28, 2017
Property Address	627 WHITE CLOUD CT, ELDERSBURG, MD 21784-9539
Document Number	0087600366
Book / Page	8760 / 0366
Map Reference	MB DBS53 PG144-152
Instrument Date	Jul 17, 2017
Instrument	8760-0366
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	627 WHITE CLOUD CT, SYKESVILLE, MD 21784-9539

Mortgage

Document Number	87600370
Date	Jul 28, 2017
Instrument	8760-0370

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 12, 2017
Property Address	627 WHITE CLOUD CT, ELDERSBURG, MD 21784-9539
Document Number	0086590421
Book / Page	008659 / 000421
Instrument Date	Mar 23, 2017
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9720 PATUXENT WOODS DR COLUMBIA MD 210461526, COLUMBIA, MD 21046-1526
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,073,433 (+24.97%)	$1,178,100 (+36.34%) Land $226,700 Building $951,400
2025	$10,209.00 (+5.18%) Homeowner's exemption
2023	$9,706.00 Homeowner's exemption	$858,967	$864,100 Land $226,700 Building $637,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

627 White Cloud Ct, Eldersburg (Sykesville), MD 21784 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on White Cloud Ct

Nearby Streets

Search Property Records by Address or Parcel Number