636 S Epperson St, Starke, FL 32091 Property Records

Bradford County property record for 636 S Epperson St, Starke, FL 32091 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,020 sqft · built 1954
Lot Size	0.267 acres (11,609 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Mar 2024)
Tax Bill	$2,114 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04169-0-00000`

Property Details

APN / Parcel Number

Primary APN	`04169-0-00000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	1,258 sqft
1st Floor Area	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,609 sqft (0.267 acres)
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	636 S EPPERSON ST
City	STARKE
State	FL
Zip	32091-3873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29 6S 22 COM NW COR OF SE1/4 OF SE1/4. S8718'E 25.04' TO R R/W OF EPPERSON ST, S030'E 485' TO POB. S030'E 121' TO N R/W RR, S8840'E 99.7', N0110'W 121', S8930'W 97' TO POB.
Legal Range	22E
Legal Township	06S
Legal Section	29
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	1
Census Block	1024
Census Tract	201

Owner

Source: Bradford County records · APN 04169-0-00000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	636 S EPPERSON ST, STARKE, FL 32091-3873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2026	Deed of Trust, Mortgage · VA Mortgage BAYWAY MORTGAGE GROUP
Apr 04, 2024	Deed of Trust, Mortgage · VA Mortgage BAYWAY MORTGAGE GROUP
Mar 07, 2024	Quit Claim Deed, Transfer LANDMARK TITLE, LANDMARK TITLE LLC
Apr 04, 2023	Deed of Trust, Mortgage · Line of Credit FLORIDA SFT ASSET POOL 2021 LLC
Jan 19, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2024 · Amount on Record
Deed Sale	Mar 07, 2024 · Amount on Record
Prior Sale	Jan 19, 2023 · Amount on Record
Deed Document Number	20242280
Deed Book / Page	2074 / 287
Record Updated	Jun 08, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Recording Date	Apr 09, 2026
Property Address	636 S EPPERSON ST, STARKE, FL 32091-3873
Document Number	0000003010
Book / Page	2205 / 202
Instrument Date	Mar 31, 2026
Instrument	20263010
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 S EPPERSON ST, STARKE, FL 32091-3873

Mortgage

Document Number	0000003010,
Date	Apr 09, 2026
Book Page	2205/202
Instrument	20263010

Lender

Name	BAYWAY MORTGAGE GROUP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	636 S EPPERSON ST, STARKE, FL 32091-3873
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 S EPPERSON ST, STARKE, FL 32091-3873

Mortgage

Document Number	0004003735
Date	Apr 04, 2024
Book Page	2085/543
Instrument	202404003735

Lender

Name	BAYWAY MORTGAGE GROUP
Type	Mortgage Company
Address	JACKSONVILLE, FL 32216

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRADFORD FL
Recording Date	Mar 07, 2024
Property Address	636 S EPPERSON ST, STARKE, FL 32091-3873
Document Number	0004002280
Book / Page	2074 / 287
Instrument Date	Mar 06, 2024
Instrument	202404002280
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13228 US HIGHWAY 301 S, STARKE, FL 32091-7802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 S EPPERSON ST, STARKE, FL 32091-3873

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	636 S EPPERSON ST, STARKE, FL 32091-3873
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13228 US HIGHWAY 301 S, STARKE, FL 32091-7802

Mortgage

Document Number	0004002655
Date	Apr 04, 2023
Book Page	2018/547
Instrument	202304002655

Lender

Name	FLORIDA SFT ASSET POOL 2021 LLC
Type	Non-Lending Institution
Address	JACKSONVILLE, FL 32225

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Jan 19, 2023
Property Address	636 S EPPERSON ST, STARKE, FL 32091-3873
Document Number	0004000408
Book / Page	2007 / 584
Instrument Date	Jan 03, 2023
Instrument	202304000408
Transaction Type	Transfer
Record Updated	Jan 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 BUTLER RD, STARKE, FL 32091-3717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13228 US HIGHWAY 301 S, STARKE, FL 32091-7802

Tax Assessment & Valuation

Source: Bradford County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$109,695 (+4.04%) Land $28,000 Building $81,695	$109,695 (+4.04%) Land $28,000 Building $81,695
2024	$2,114.00 (+54.65%)	$105,436 (+23.26%) Land $28,000 Building $77,436	$105,436 (+23.26%) Land $28,000 Building $77,436
2023	$1,367.00 (+20.12%)	$85,541 (+49.24%) Land $20,000 Building $65,541	$85,541 (+49.24%) Land $20,000 Building $65,541
2022	$1,138.00	$57,316 Land $13,000 Building $44,316	$57,316 Land $13,000 Building $44,316

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bradford County (12007C), updated November 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120070002011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 58 individual NFIP policies nearby
Nearby Flood Policies	58 in force
Nearby Flood Claims	16 (2012–2017)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 14 claims Tropical Storm Debby, Jun 2012 · 2 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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