Bradford County property record for 502 S Epperson St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,450 sqft · built 1930 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $540 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04166-0-00000 |
| Primary APN | 04166-0-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,450 sqft Heated Area |
| Gross Area | 4,155 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Garage Type | Mixed |
| Garage Area | 1,134 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 1,581 sqft |
| Utility Building | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 502 S EPPERSON ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-3814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29 6S 22 COM NW COR OF SE1/4 OF SE1/4. S87*18'E 25.07', N1*37'W 19.50 TO POB. S89*41'15"E 197.11', S0*35'30"E 160.97', N89*27 |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 29 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 201 |
Source: Bradford County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 502 S EPPERSON ST, STARKE, FL 32091-3814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Apr 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 1991 |
| Deed Sale | May 31, 1991 |
| Deed Document Number | 0000448271 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 502 S EPPERSON ST, STARKE, FL 32091-3814 |
| Document Number | 0004003332 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 502 S EPPERSON ST STARKE FL 320913814, STARKE, FL 32091-3814 |
| Document Number | 0004003332 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 001786/000009 |
| Instrument | 4003332 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1008 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.64% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 502 S EPPERSON ST, STARKE, FL 32091-3814 |
| Document Number | 0004003333 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 502 S EPPERSON ST STARKE FL 320913814, STARKE, FL 32091-3814 |
| Document Number | 0004003333 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 001786/000023 |
| Instrument | 4003333 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1008 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.64% |
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $540.00 (+1.5%) Homeowner's exemption | $57,418 (+2.9%) | $237,422 (+6.8%) Land $28,000 Building $209,422 |
| 2024 | $532.00 (-1.12%) Homeowner's exemption | $55,800 (+3%) | $222,309 (+10.54%) Land $28,000 Building $194,309 |
| 2023 | $538.00 (+1.13%) Homeowner's exemption | $54,175 (+3%) | $201,114 (+17.64%) Land $20,000 Building $181,114 |
| 2022 | $532.00 Homeowner's exemption | $52,597 | $170,951 Land $15,000 Building $155,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 16 (2012–2017) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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