Bradford County property record for 612 S Epperson St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1954 |
| Owner | Individual Name on Record |
| Last Sale | $207,000 (Jun 2022) |
| Tax Bill | $3,799 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2021 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04168-0-00000 |
| Primary APN | 04168-0-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,716 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 612 S EPPERSON ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29 6S 22 BEG 25' E & 335'S OF NW COR OF SE1/4 OF SE1/4 CONT S75', E 97.21', N75.01', W 96.35' TO POB OR 128-154 |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 29 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 201 |
Source: Bradford County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 612 S EPPERSON ST, STARKE, FL 32091-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Oct 6, 2021 | Special Warranty Deed, Construction Loan · Construction Mortgage GROUNDFLOOR REAL ESTATE I LLC |
| Dec 17, 2020 | Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on Record |
| Deed Sale | Jun 27, 2022 · Amount on Record |
| Prior Sale | Oct 6, 2021 · Amount on Record |
| Deed Document Number | 202204006120 |
| Deed Book / Page | 1977 / 503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jun 27, 2022 |
| Property Address | 612 S EPPERSON ST, STARKE, FL 32091-3816 |
| Document Number | 0004006120 |
| Book / Page | 1977 / 503 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 202204006120 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,449.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 46, ALFRED, ME 04002-0046 |
| Name | Verified Name |
|---|---|
| Address | 612 S FPPERSON STREET, STARKE, FL 32091 |
| Document Number | 0001977505 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 1977/505 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Oct 6, 2021 |
| Property Address | 612 S EPPERSON ST, STARKE, FL 32091-3816 |
| Document Number | 1927/178 |
| Book / Page | 1927 / 178 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 202104009360 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 22, 2021 |
| Title Company | NOT AVAILABLE, PRESTIGE NATL TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $595.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 323 5TH ST, 323, EUREKA, CA 95501-0305 |
| Name | Verified Name |
|---|---|
| Address | 144 MILL STREET, SPRINGVALE, ME 04083 |
| Document Number | 1927181 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 1927/181 |
| Name | GROUNDFLOOR REAL ESTATE I LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Jun 28, 2022 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Dec 17, 2020 |
| Property Address | 612 S EPPERSON ST, STARKE, FL 32091-3816 |
| Document Number | 0004009892 |
| Book / Page | 001876 / 000225 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 4009892 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 5TH ST EUREKA CA 955010305, EUREKA, CA 95501-0305 |
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,799.00 (+4.92%) | $189,639 (+4.81%) Land $28,000 Building $161,639 | $189,639 (+4.81%) Land $28,000 Building $161,639 |
| 2024 | $3,621.00 (+7.1%) | $180,938 (+10.34%) Land $28,000 Building $152,938 | $180,938 (+10.34%) Land $28,000 Building $152,938 |
| 2023 | $3,381.00 (+21.31%) | $163,985 (+21.99%) Land $20,000 Building $143,985 | $163,985 (+21.99%) Land $20,000 Building $143,985 |
| 2022 | $2,787.00 | $134,427 Land $13,000 Building $121,427 | $134,427 Land $13,000 Building $121,427 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 16 (2012–2017) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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