San Diego County property record for 636 S Cedros Ave, Solana Beach, CA 92075
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,620 sqft · built 1979 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | Trust Name on File |
| Last Sale | $770,000 (May 2004) |
| Tax Bill | $15,103 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 298-321-16-00 |
| Primary APN | 298-321-16-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,620 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 6,100 sqft (0.14 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2982211600 |
|---|---|
| Street Address | 636 S CEDROS AVE |
| City | SOLANA BEACH |
| State | CA |
| Zip | 92075-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MRd |
| Legal Description | LOT 5 TR 003332 |
| Legal Subdivision | VILLA DEL MAR |
| Legal Tract | 003332 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 17307 |
636 S Cedros Ave is owner-occupied and held in a trust since June 2012.
Source: San Diego County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 636 S CEDROS AVE, SOLANA BEACH, CA 92075-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2004 · Amount on File |
| Deed Sale | May 5, 2004 · Amount on File |
| Deed Document Number | 2004407302 |
| Last Transfer Date | Jun 26, 2012 |
| Transfer Doc | 0000701818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 24, 2026 |
| Property Address | 636 S CEDROS AVE, SOLANA BEACH, CA 92075-1933 |
| Document Number | 0000115504 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026115504 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | POST SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust, 222 |
| Address | 636 S CEDROS AVE, SOLANA BEACH, CA 92075-1933 |
| Document Number | 0000115504, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026115504 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 636 S CEDROS AVE, SOLANA BEACH, CA 92075-1933 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 636 S CEDROS AVE, SOLANA BEACH, CA 92075-1933 |
| Document Number | 0000659523 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021-0659523 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 636 S Cedros Ave was $15,103 with a homeowner's exemption, up 2.3% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Solana Beach City |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Elementary School District | Solana Beach Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,370,577 (+2%) Land $964,394 Building $406,183 | |
| 2025 | $15,103.00 (+2.33%) Homeowner's exemption | $1,343,704 Land $945,485 Building $398,219 |
| 2024 | $14,759.00 (+2.12%) | |
| 2023 | $14,452.00 (+1.54%) Homeowner's exemption | $1,291,528 Land $908,772 Building $382,756 |
| 2022 | $14,233.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 636 S Cedros Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 636 S Cedros Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA FE I.D. serves 21,539 people · EPA ID CA3710023 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberFirst Fiber | 5,000 / 5,000 |
| Ting Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cox Communications, GeoLinks, San Diego Broadband.
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