625 S Cedros Ave, Solana Beach, CA 92075 Property Records

San Diego County property record for 625 S Cedros Ave, Solana Beach, CA 92075

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,072 sqft · built 2022
Lot Size	0.133 acres (5,788 sqft)
Owner	Individual Name on Record
Last Sale	$1,068,000 (Feb 2018)
Tax Bill	$17,645 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`298-212-03-00`

Property Details

APN / Parcel Number

Primary APN	`298-212-03-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,072 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	5,788 sqft (0.133 acres)

Location & Zoning

Street Address	625 S CEDROS AVE
City	SOLANA BEACH
State	CA
Zip	92075-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHRd
Legal Description	SEC 2-14-4W SWQ (EX ST)POR OF N H OF
Legal Range	04W
Legal Township	14
Legal Section	02
Legal Subdivision	SAID SOLANA BEACH
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	17307

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	625 S CEDROS AVE, SOLANA BEACH, CA 92075-1924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit C3BANK NATIONAL ASSOCIATION
Jun 15, 2020	Intrafamily Transfer, Transfer · Line of Credit FIRST REPUBLIC BANK
Feb 9, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	201852705
Last Transfer Date	Jun 8, 2020
Transfer Doc	0000307628
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	625 S CEDROS AVE, SOLANA BEACH, CA 92075-1924
Transaction Type	Mortgage
Record Updated	Aug 3, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 S CEDROS AVE, SOLANA BEACH, CA 92075-1924

Mortgage

Document Number	0000305560
Date	Jul 26, 2022
Instrument	2022-0305560

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Type Change Date	Aug 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	625 S CEDROS AVE, SOLANA BEACH, CA 92075-1924
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 MACKINNON RANCH RD, CARDIFF, CA 92007-2208

Mortgage

Document Number	0000468819
Date	Jun 29, 2021
Instrument	2021-0468819

Lender

Name	C3BANK NATIONAL ASSOCIATION
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2020
Property Address	625 S CEDROS AVE, SOLANA BEACH, CA 92075-1924
Document Number	0000307628
Instrument Date	Jun 8, 2020
Instrument	2020-0307628
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 S CEDROS AVE, SOLANA BEACH, CA 92075-1924

Mortgage

Document Number	0000307629
Date	Jun 15, 2020
Instrument	2020-0307629

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2018
Property Address	625 S CEDROS AVE, SOLANA BEACH, CA 92075-1924
Document Number	0000052705
Instrument Date	Jan 17, 2018
Instrument	2018-0052705
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 S CEDROS AVE, SOLANA BEACH, CA 92075-1924

Mortgage

Document Number	0000052706
Date	Feb 9, 2018
Instrument	2018-0052706

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,614,902 (+2%) Land $1,172,189 Building $442,713
2025	$17,645.00 (+4.46%) Homeowner's exemption	$1,583,238 (+4.04%) Land $1,149,205 Building $434,033
2023	$16,891.00 (+17.1%) Homeowner's exemption	$1,521,761 Land $1,104,581 Building $417,180
2022	$14,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks, San Diego Broadband.

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