635 S Cedros Ave, Solana Beach, CA 92075 Property Records

San Diego County property record for 635 S Cedros Ave, Solana Beach, CA 92075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 837 sqft · built 1955
Lot Size	0.143 acres (6,227 sqft)
Owner	Company Name on Record
Tax Bill	$5,895 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`298-212-38-00`

Property Details

APN / Parcel Number

Primary APN	`298-212-38-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	837 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,227 sqft (0.143 acres)

Location & Zoning

Street Address	635 S CEDROS AVE
City	SOLANA BEACH
State	CA
Zip	92075-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHRd
Legal Description	SEC 2-14-4W SWQ (EX DOC90-691440)DOC85-118788 IN N H OF
Legal Range	04W
Legal Township	14
Legal Section	02
Legal Subdivision	SOLANA BEACH
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	17307

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 675967, RANCHO SANTA FE, CA 92067-5967
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
May 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 18, 1996
Transfer Doc	0000075273
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	635 S CEDROS AVE, SOLANA BEACH, CA 92075-1924
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 675967, RANCHO SANTA FE, CA 92067-5967

Mortgage

Document Number	0000032216
Date	Jan 21, 2022
Instrument	2022-0032216

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	635 S CEDROS AVE, SOLANA BEACH, CA 92075-1924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 S CEDROS AVE, SOLANA BEACH, CA 92075-1924

Mortgage

Document Number	0000532765
Date	Sep 11, 2020
Instrument	2020-0532765

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2021
Property Address	635 S CEDROS AVE, SOLANA BEACH, CA 92075-1924
Document Number	0000342803
Instrument Date	Jan 27, 2021
Instrument	2021-0342803
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	PO BOX 675967, RANCHO SANTA FE, CA 92067-5967

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,315 (+2%) Land $459,570 Building $18,745
2025	$5,895.00 (+4.91%)	$468,937 (+4.04%) Land $450,559 Building $18,378
2023	$5,619.00 (+1.41%)	$450,729 Land $433,064 Building $17,665
2022	$5,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks, San Diego Broadband.

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