Bell County property record for 636 Gingham Trl, Troy, TX 76579 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2022 |
| Square Footage | 1,413 sqft Living Area |
| Lot Size | 5,751 sqft (0.132 acres) |
| Garage | 400 sqft |
| Tax Bill | $4,029.00 (2025) |
| Primary APN | 0681644476 |
|---|---|
| Alternative APN |
|
| Building Area | 1,413 sqft Living Area |
|---|---|
| 1st Floor | 1,413 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,751 sqft (0.132 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Porch | Open Porch |
| Porch Area | 196 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 636 GINGHAM TRL |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-3906 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COTTONWOOD CREEK PHASE I, BLOCK 003, LOT 0016 |
| Legal Subdivision | COTTONWOOD CREEK PHASE I |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | BELL TX |
| Minor Civil Division | EAST BELL |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 20101 |
Source: Bell County records · APN 0681644476
Assessment roll updated February 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1401 21ST ST, R, SACRAMENTO, CA 95811-5226 |
| Owner Type | Owner is a Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2024 |
| Deed Sale | Nov 05, 2024 |
| Prior Sale | Jul 31, 2024 · Amount on Record |
| Deed Doc Number | 202448869 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 12, 2022 |
| Property Address | 636 GINGHAM TRL, TROY, TX 76579-3906 |
| Document Number | 0000063198 |
| Map Reference | DOC 2022000271 A&B |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2022063198 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7353 W ADAMS AVE, TEMPLE, TX 76502-5539 |
| Name | Verified Name |
|---|---|
| Address | 636 GINGHAM TRL, TROY, TX 76579-3906 |
| Document Number | 0000063199 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 2022063199 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,029.00 (-8.85%) | $244,922 (-7.02%) Land $45,000 Building $199,922 | $244,922 (-7.02%) Land $45,000 Building $199,922 |
| 2023 | $4,420.00 | $263,420 Land $45,000 Building $218,420 | $263,420 Land $45,000 Building $218,420 |
636 Gingham Trl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Bell County (48027C), updated September 15, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 18th in Texas |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,563 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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