636 Elder Ct, Altamonte Springs, FL 32714 Property Records

Seminole County property record for 636 Elder Ct, Altamonte Springs, FL 32714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 1975
Lot Size	0.264 acres (11,490 sqft)
Owner	2 Company Names on Record
Last Sale	$101,000 (May 1997)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-21-29-5CV-0000-4330`

Property Details

APN / Parcel Number

Primary APN	`09-21-29-5CV-0000-4330`
Alternative APN	`2129095CV00004330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,579 sqft Living Area
Gross Area	2,079 sqft
1st Floor Area	1,579 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,490 sqft (0.264 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Screened/Unfinished Porch
Porch Area	384 sqft
Deck Area	Deck Area
Patio Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	636 ELDER CT
City	ALTAMONTE SPRINGS
State	FL
Zip	32714-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	LOT 433 SPRING OAKS UNIT 3 PB 17 PGS 74-76
Legal Range	29E
Legal Township	21S
Legal Section	09
Legal Subdivision	SPRING OAKS UNIT 3
Legal Tract	5CV
Legal Lot Number	433
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3015
Census Tract	21614

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	636 ELDER CT, ALTAMONTE SPRINGS, FL 32714-7305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Sep 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC
Oct 17, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 1997 · Amount on Record
Deed Sale	May 9, 1997 · Amount on Record
Prior Sale	Jun 1, 1988 · Amount on Record
Deed Book / Page	3236 / 485
Last Transfer Date	Oct 7, 2019
Transfer Doc	0094591715
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	636 ELDER CT, ALTAMONTE SPRINGS, FL 32714-7305
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 ELDER CT, ALTAMONTE SPRINGS, FL 32714-7305

Mortgage

Document Number	0109240971
Date	Oct 30, 2025
Book Page	10924/971
Instrument	2025107731

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	636 ELDER CT, ALTAMONTE SPRINGS, FL 32714-7305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094021593
Date	Jul 29, 2019
Book Page	09402/1593
Instrument	2019080513

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	636 ELDER CT, ALTAMONTE SPRINGS, FL 32714-7305
Document Number	0097251355
Instrument Date	Sep 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	636 ELDER CT ALTAMONTE SPRINGS FL 327147305, ALTAMONTE SPRINGS, FL 32714-7305

Mortgage

Document Number	0097251355
Date	Oct 6, 2020
Book Page	009725/001355
Instrument	112681

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 17, 2019
Property Address	636 ELDER CT, ALTAMONTE SPRINGS, FL 32714-7305
Document Number	0094591715
Book / Page	009459 / 001715
Instrument Date	Oct 7, 2019
Instrument	113438
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	636 ELDER CT ALTAMONTE SPRINGS FL 327147305, ALTAMONTE SPRINGS, FL 32714-7305

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Altamonte Springs City
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,388.00 (+15.31%) Homeowner's exemption	$178,979 (+5.99%)	$312,776 (+3.46%) Land $90,000 Building $222,776
2023	$2,071.00 (+3.34%) Homeowner's exemption	$168,869 (+3%)	$302,306 (+0.67%) Land $85,000 Building $217,306
2022	$2,004.00 Homeowner's exemption	$163,950	$300,290 Land $85,000 Building $215,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	45 (1978–2024)
Claims Outside the SFHA	14 of 45
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 12 claims Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONTE SPRINGS WATER DEPT (2 WPS) serves 51,000 people · EPA ID FL3590026
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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